Kona Kai, the polynesian paradise situated on the Chelsea and Fulham border is the perfect space for any celebration.
Kona Kai offers an extensive drinks list, with its signature 'Zombie' cocktail being a firm favourite in the hearts of the locals.
Kona Kai's decor transports you from the hustle and bustle of London to the tropical shores of the South Seas.
http://www.konakai.co.uk
QROPS - Qualifying Recognised Overseas Pension Schemes were introduced in 2006 as part of a major overhaul of Britain\'s pension framework, aimed at simplifying pension transfers to another country. New legislation was passed by the UK tax authority, HM Revenue and Customs (HMRC), in order to comply with an EU directive that pensions be free to move across Europe\'s borders. This ruling means that individuals, wishing to retire to countries such as France, Spain and Portugal can effectively take their UK pension funds with them: http://www.axis-finance.com/what-are-qrops.php
Who can apply for a QROPS?
A QROPS is specifically designed to allow anyone, not intending to retire in the UK, to transfer existing and frozen UK pension plans into a more appropriate retirement vehicle.
Individuals who are, or have been members of a UK registered pension fund and are currently living outside of the UK, or intending to leave the UK on a permanent basis, can consider transferring their retirement fund into a QROPS: http://www.axis-finance.com/qrops-living-in-France
Transfers to QROPS
The UK Government allows transfers to QROPS to be made free of UK tax. Their aim is to simplify the affairs of individuals leaving the UK on a permanent basis and to encourage them to continue saving in order to provide an income when they retire. There is no official limit to the amount of funds that may be transferred to a QROPS: http://www.axis-finance.com/qrops-France-pension-transfers
QROPS - HMRC Rules
What makes a scheme a QROPS?
In order to transfer your UK pension into a QROPS, it is necessary for the overseas pension scheme to be accepted by HMRC. The criteria outlined by HMRC for an overseas scheme to qualify as a QROPS include:
- The pension scheme must be established outside of the UK
- It must be recognised for tax purposes in the country where it is located
- It must be regulated in the country in which it is established
Age that benefits can be taken from a QROPS
The QROPS regime mirrors that of a regulated pension scheme in the UK. Benefits, including lump sum payments, from the transferred funds may not be distributed earlier than the normal retirement age of 55, if an individual has been a non-UK resident for less than five complete tax years: http://www.axis-finance.com/qrops-living-in-France-HMRC-Rules
QROPS Reporting requirements
HMRC should be notified if a payment is made within the first five tax years of a member becoming non-UK tax resident. Any benefits paid before five complete tax years of non-UK residency and not in accordance with UK Pension rules will be deemed an unauthorised payment.
The scheme manager does not have to notify HMRC if the payment is made 10 or more years after the day of the transfer that created the QROPS fund for the \'relevant member\', provided that the person is non UK resident for the duration of this period. This 10 year \'bracket\' for reporting payments took effect as of 6 April 2012.
QROPS List
When transferring your UK pension to a scheme overseas, it is important to check that the scheme meets the conditions to be a qualifying recognised overseas pension scheme (QROPS). Not all transfers to overseas or offshore schemes are QROPS transfers; it is therefore essential to verify that the scheme receiving your UK benefits is on the QROPS list published by HMRC, otherwise a transfer will be treated as a transfer to a non-qualifying overseas scheme and substantial penalties may be applied by HMRC at the time of transfer: http://www.axis-finance.com/qrops-list-living-in-France
How do I know if it is a legitimate QROPS scheme?
QROPS approved plans that agree to have their details published are listed on the HMRC website. A UK Pension administrator will confirm a QROPS listing before agreeing to a transfer. If not listed, the administrator will contact HMRC
An app for hiding your private notes and photos on your phone! There are some things that you just want to keep private. While there are plenty of apps that let you store information on your phone, very few of them take their own steps to ensure the privacy of your information. Once a person gets past your lock screen, your life is wide open, including the private things you’ve saved for yourself.
With this app, you can access your private notes and photos by drawing your secret signature on the screen. No password prompts or buttons that would give away the existence of your secret area. Even your most private information remains safely locked away from prying eyes. You can store passwords, banking information, ID numbers, intimate photos and more. Only you can access the hidden content by drawing your signature shape anywhere on the screen. Once unlocked, your notes are readily available to you. Anyone that doesn’t know your signature will simply see a list of “dummy” public notes with zero indication that a password is even required. There is no password prompt. Only you know that a special signature is needed.
https://itunes.apple.com/us/app/signature-secret-notes-photos/id395626848?mt=8
https://itunes.apple.com/us/app/signature-secret-notes-photos/id387069294?mt=8
London-leisure.co.uk provides free London party guest list services like event planning, corporate event organizing, wedding planner services in UK London.
Ten of the world's greatest racehorses
from the last century racing against each other to compete for the
ultimate title of #1 Racehorse In The World. Visit
http://racingdatabase.com/worlds-greatest-horse-race/ for full details
of the race and the list of contenders!
One widely used definition, developed by the World Health Organization and the Food and Agriculture Organization of the United Nations, is that probiotics are “live microorganisms, which, when administered in adequate amounts, confer a health benefit on the host.” Visit for More Details: http://aoprobio.com/products-list/
‘Tis the Season for last-minute holiday shopping, and this year the rush is on. According to the National Retail Federation, more than 40 percent of people have shopping left to complete. Fortunately, shoppers can look to Wahl for those must-have, much-appreciated gifts for everyone on the list. The company’s “look good at the last minute” holiday lineup includes new, budget-friendly offerings in men’s grooming, massage therapy and pet. Plus, a new online destination, Wahlholidaygifts.com, makes looking good at the last minute easier than ever.
To view Multimedia News Release, go to http://www.multivu.com/mnr/55488-wahl-holiday-gifts-lineup-for-last-minute-shopping-wahlholidaygifts
Do you have a gadget lover on your holiday list and not sure what to get them? In the midst of the holiday hustle, it's all too easy to end up with an outdated gadget or obsolete gizmo. And with this economy, gadget gift mistakes can be costly.
Well, you're in luck! Consumer technology trends expert Drew Krasny will show you some of the coolest gifts for all the
With the holidays just around the corner, there’s still much to be done. Shoppers plan to spend $848 on gifts this season, according to the American Express Spending & Saving Tracker, and they’re loading up on gifts for an average of eight people this year. If you’re like most, you started early, but you’re still not there yet. Chances are the last ones left on your list are your closest friends and loved ones, because they’re always the hardest to buy for. That’s why New York Times bestselling author and lifestyle expert Jill Martin is on hand to offer some tips for harried holiday shoppers.
To view Multimedia News Release, go to http://www.multivu.com/mnr/59250-american-express-lifestyle-expert-jill-martin-budget-tips-holiday-shoppers
In this modern day suburban town, one percent of all fatalities come about
in the most peculiar way. Deaths—eight-foot-tall, silver-gray creatures—
send a letter (“Dear So-and-So, your days are numbered”) to whomever
is chosen for a departure, telling them to wrap up their lives and do the
things they always wanted to do before they have to “depart.” When
sixteen-year-old Gabriela receives her notice, she is, of course devastated.
Will she kiss her crush Sylvester before it’s too late? YA, fantasy, paranormal
