11/27/11 YOUNG & RESTLESS STARS @ HOLLYWOOD CHRISTMAS PARADE **********
“Keep your lives free from the love of money and be content with what you have, because God has said,
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Hans and Penelope get down n dirty this time. This week, we are taking up one of the most common topics on love and relationship. “How do I please my partner?” We also take up a new bestselling book, the “7 Languages of Love”. The book talks about “What pleases your partner?”, which is a problem that doesn’t have a universal formula and every situation or relationship is kind of unique to itself. So, this is more of a self-discovery and a long process to undertake.
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QROPS - Qualifying Recognised Overseas Pension Schemes were introduced in 2006 as part of a major overhaul of Britain\'s pension framework, aimed at simplifying pension transfers to another country. New legislation was passed by the UK tax authority, HM Revenue and Customs (HMRC), in order to comply with an EU directive that pensions be free to move across Europe\'s borders. This ruling means that individuals, wishing to retire to countries such as France, Spain and Portugal can effectively take their UK pension funds with them: http://www.axis-finance.com/what-are-qrops.php
Who can apply for a QROPS?
A QROPS is specifically designed to allow anyone, not intending to retire in the UK, to transfer existing and frozen UK pension plans into a more appropriate retirement vehicle.
Individuals who are, or have been members of a UK registered pension fund and are currently living outside of the UK, or intending to leave the UK on a permanent basis, can consider transferring their retirement fund into a QROPS: http://www.axis-finance.com/qrops-living-in-France
Transfers to QROPS
The UK Government allows transfers to QROPS to be made free of UK tax. Their aim is to simplify the affairs of individuals leaving the UK on a permanent basis and to encourage them to continue saving in order to provide an income when they retire. There is no official limit to the amount of funds that may be transferred to a QROPS: http://www.axis-finance.com/qrops-France-pension-transfers
QROPS - HMRC Rules
What makes a scheme a QROPS?
In order to transfer your UK pension into a QROPS, it is necessary for the overseas pension scheme to be accepted by HMRC. The criteria outlined by HMRC for an overseas scheme to qualify as a QROPS include:
- The pension scheme must be established outside of the UK
- It must be recognised for tax purposes in the country where it is located
- It must be regulated in the country in which it is established
Age that benefits can be taken from a QROPS
The QROPS regime mirrors that of a regulated pension scheme in the UK. Benefits, including lump sum payments, from the transferred funds may not be distributed earlier than the normal retirement age of 55, if an individual has been a non-UK resident for less than five complete tax years: http://www.axis-finance.com/qrops-living-in-France-HMRC-Rules
QROPS Reporting requirements
HMRC should be notified if a payment is made within the first five tax years of a member becoming non-UK tax resident. Any benefits paid before five complete tax years of non-UK residency and not in accordance with UK Pension rules will be deemed an unauthorised payment.
The scheme manager does not have to notify HMRC if the payment is made 10 or more years after the day of the transfer that created the QROPS fund for the \'relevant member\', provided that the person is non UK resident for the duration of this period. This 10 year \'bracket\' for reporting payments took effect as of 6 April 2012.
QROPS List
When transferring your UK pension to a scheme overseas, it is important to check that the scheme meets the conditions to be a qualifying recognised overseas pension scheme (QROPS). Not all transfers to overseas or offshore schemes are QROPS transfers; it is therefore essential to verify that the scheme receiving your UK benefits is on the QROPS list published by HMRC, otherwise a transfer will be treated as a transfer to a non-qualifying overseas scheme and substantial penalties may be applied by HMRC at the time of transfer: http://www.axis-finance.com/qrops-list-living-in-France
How do I know if it is a legitimate QROPS scheme?
QROPS approved plans that agree to have their details published are listed on the HMRC website. A UK Pension administrator will confirm a QROPS listing before agreeing to a transfer. If not listed, the administrator will contact HMRC
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Planet Toccer Holding Ltd., founded by former world class athlete, Mark Thomas, has teamed up with leading animated film and gaming industry veterans to launch Goaly Moley, the first 3D mobile game app from the Space Sports franchise.
Space Sports’ Goaly Moley is a highly engaging and competitive 3D game app with rich graphics and cosmic monsters. Players can test their soccer skills against Galactic Moles as they score points against Madu the Monster. Space Sports is holding the first Goaly Moley Championship of the ZaZa Galaxy starting on April 15th, 2013. The winner will receive an all expenses paid trip for two to London to attend the U.E.F.A. (Union of European Football Association) Champions League Final on May 25th, 2013.
To view Multimedia News Release, go to http://www.multivu.com/mnr/60223-planet-toccer-launches-free-space-sports-app-3d-mobile-games-platform
Today, Easter Seals released the Spanish version of the online developmental screening, the Ages & Stages Questionnaires® (ASQ), making it one step closer to its goal of having all kids under five screened for developmental delays, autism and other disabilities, and allowing for every family to access the screening free of charge.
To view Multimedia News Release, go to http://www.multivu.com/mnr/55359-easter-seals-week-of-the-young-child-free-online-developmental-screening
What works up a thirst more than one William Levy? Try six! The seduction begins today as Pepsi NEXT®, the only cola to deliver real cola taste with 60% less sugar, and Levy debut the “Wheel of Levy,” the brand’s latest mission to get America to Drink it to Believe it. The actor flexes his acting muscles to showcase six versatile personas in hot pursuit of one united goal — to get America to try a Pepsi NEXT – for free.
Simply visit WheelofLevy.com to spin the “Wheel of Levy,” decide on which Levy compels you to give into the unbelievable taste of Pepsi NEXT and register to receive a 2 Liter of Pepsi NEXT. And don’t worry; there is a Levy for everyone.
To view Multimedia News Release, go to http://www.multivu.com/mnr/60686-pepsi-next
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an older song of mine that started as a ballad. I re-worked it and made it into an upbeat pop tune. If you like it feel free to share it or post it. thanks so much
Global appliance leader Whirlpool Corporation (NYSE: WHR) continues its legacy of leadership in sustainability with the launch of a line of smart appliances with 6th Sense Live™ technology. The company’s flagship Whirlpool brand will make smart home management a reality this month in the Chicagoland area with the release of a suite of smart appliances along with a free mysmartappliances app which is available in the iTunes app store now.
To view Multimedia News Release, go to http://www.multivu.com/mnr/60763-whirlpool-6th-sense-live-technology-smart-appliances-sustainability
