QROPS - Qualifying Recognised Overseas Pension Schemes were introduced in 2006 as part of a major overhaul of Britain\'s pension framework, aimed at simplifying pension transfers to another country. New legislation was passed by the UK tax authority, HM Revenue and Customs (HMRC), in order to comply with an EU directive that pensions be free to move across Europe\'s borders. This ruling means that individuals, wishing to retire to countries such as France, Spain and Portugal can effectively take their UK pension funds with them: http://www.axis-finance.com/what-are-qrops.php
Who can apply for a QROPS?
A QROPS is specifically designed to allow anyone, not intending to retire in the UK, to transfer existing and frozen UK pension plans into a more appropriate retirement vehicle.
Individuals who are, or have been members of a UK registered pension fund and are currently living outside of the UK, or intending to leave the UK on a permanent basis, can consider transferring their retirement fund into a QROPS: http://www.axis-finance.com/qrops-living-in-France
Transfers to QROPS
The UK Government allows transfers to QROPS to be made free of UK tax. Their aim is to simplify the affairs of individuals leaving the UK on a permanent basis and to encourage them to continue saving in order to provide an income when they retire. There is no official limit to the amount of funds that may be transferred to a QROPS: http://www.axis-finance.com/qrops-France-pension-transfers
QROPS - HMRC Rules
What makes a scheme a QROPS?
In order to transfer your UK pension into a QROPS, it is necessary for the overseas pension scheme to be accepted by HMRC. The criteria outlined by HMRC for an overseas scheme to qualify as a QROPS include:
- The pension scheme must be established outside of the UK
- It must be recognised for tax purposes in the country where it is located
- It must be regulated in the country in which it is established
Age that benefits can be taken from a QROPS
The QROPS regime mirrors that of a regulated pension scheme in the UK. Benefits, including lump sum payments, from the transferred funds may not be distributed earlier than the normal retirement age of 55, if an individual has been a non-UK resident for less than five complete tax years: http://www.axis-finance.com/qrops-living-in-France-HMRC-Rules
QROPS Reporting requirements
HMRC should be notified if a payment is made within the first five tax years of a member becoming non-UK tax resident. Any benefits paid before five complete tax years of non-UK residency and not in accordance with UK Pension rules will be deemed an unauthorised payment.
The scheme manager does not have to notify HMRC if the payment is made 10 or more years after the day of the transfer that created the QROPS fund for the \'relevant member\', provided that the person is non UK resident for the duration of this period. This 10 year \'bracket\' for reporting payments took effect as of 6 April 2012.
QROPS List
When transferring your UK pension to a scheme overseas, it is important to check that the scheme meets the conditions to be a qualifying recognised overseas pension scheme (QROPS). Not all transfers to overseas or offshore schemes are QROPS transfers; it is therefore essential to verify that the scheme receiving your UK benefits is on the QROPS list published by HMRC, otherwise a transfer will be treated as a transfer to a non-qualifying overseas scheme and substantial penalties may be applied by HMRC at the time of transfer: http://www.axis-finance.com/qrops-list-living-in-France
How do I know if it is a legitimate QROPS scheme?
QROPS approved plans that agree to have their details published are listed on the HMRC website. A UK Pension administrator will confirm a QROPS listing before agreeing to a transfer. If not listed, the administrator will contact HMRC
The Denim Studio, which officially opens today, Thursday June 6, in Selfridges on Oxford Street, is the first and the largest space of its kind in the world at over 26,000sqft. Bigger than two Olympic swimming pools, or over half the size of a football pitch, the space has been conceived to address the specific needs of women looking for the perfect denim fit. Its launch also proves that the denim market – which went into decline in the late 1990’s and well-into 2000’s, is set to bounce back for good. Even the appetite for niche designer denim, with pairs of jeans averaging £220 each, is proving insatiable.
To view the Multimedia News Release, go to http://www.multivu.com/mnr/61906-selfridges-denim-studio-launch
This Meme started out as a short character reference clip, explaining the relationship dynamics between Roger and Dorothy in our new song 'Perfect Love is Me' release date 3rd Aug.
UPDATE - 'Breaking up with YouTube' . Laina 25 July 2019 - https://youtu.be/cUfEfCSQBts
With thanks to Laina
Original Video
Title: JB Fanvideo . (Overly Attached Girlfriend)
URL: https://youtu.be/WNXDJlEhCYQ
Published on Jun 6, 2012
#PLIM, 77,000,000 Narcissists, Perfect Love Is Me. WINNER AT THE LONDON 'TOP SHORTS' FILM FESTIVAL JULY 2019.
#PLIM - An Epic Song of Love & Discovery - RELEASE DATE 3rd Aug 2019
Don't miss out! Experience Rogers 'Perfect Love! Subscribe and click the bell.
https://www.youtube.com/boodlebobs?sub_confirmation=1
L’accession chez Nexity représente 46,6% de nos clients particuliers (– 1,3 point par rapport au point haut des 9 mois 2013). En volume, elle est en retrait de 7,9% par rapport aux 9 mois 2013.
Près de la moitié de l’activité en résidence principale se concentre en zone A (47%, en hausse de 6 points), au détriment de la zone B2 qui recule de 5 points (7%). Au total, les zones A bis et A représentent 63% des ventes en accession.
Les budgets moyens sont en baisse dans toutes les zones et pour tous les profils : celui des primo-accédants recule de 2,1%, à 223 k€ et celui des déjà-propriétaires de 4,5%, à 341 k€.
Pour visualiser le communiqué multimédia, rendez-vous sur: http://www.multivu.com/players/English/72762579-nexity-conjoncture-logement
The Mohammed bin Rashid Al Maktoum Global Initiatives and the Bill & Melinda Gates Foundation today launched a global thought leadership platform to help frame and stimulate regional and global debate on vital development issues shaping the Middle East.
The “Middle East Exchange” will commission original articles from international experts including Nobel laureates, heads of state, academics and intellectuals. New articles will be published weekly in newspapers globally on a wide range of topics relevant to the region, from health and education to development and innovation.
UAE Minister of Cabinet Affairs His Excellency Mohammed Al Gergawi discussed the project at a meeting with Bill Gates, Co-Chair of the Bill & Melinda Gates Foundation, in Abu Dhabi on December 6. Speaking after the meeting, H.E. Al Gergawi said:
“The Middle East has spent too long in the global spotlight as a source of conflict and trouble. His Highness Sheikh Mohammed bin Rashid’s vision is for innovative and tangible solutions that benefit people’s lives on the ground. There is a huge appetite for practical ideas. The Middle East Exchange will be the number one global platform for positive voices and ideas for the Middle East.”
To view the multimedia release go to:
http://www.multivu.com/players/uk/7719851-mohammed-al-maktoum-global-initiatives/
KitchenAid has exciting news for Stand Mixer lovers everywhere. The power, iconic design, color choices and endless possibilities synonymous with this culinary workhorse will soon be available in a size ideally suited for limited counter space and “smaller batch” lifestyles.
The new Artisan® Mini Stand Mixer is scheduled to initially launch in the U.S. this summer, with a global launch slated for later in the year. Offering the same power and performance as the brand’s Classic™ Stand Mixer, the Mini Artisan mixer features a 3.5-quart capacity and is 20% smaller and 25% lighter. It joins a collection that includes 4.5-, 5-, 6- 7-, and 8-quart models, and represents the first downsizing of the Stand Mixer since 1962. Manufacturer’s suggested retail price is $399.99.
To view the multimedia release go to:
http://www.multivu.com/players/English/7766751-kitchenaid-artisan-mini-stand-mixer/
Das Kompaktwagen-Segment ist ebenso beliebt wie wettbewerbsintensiv – insbesondere in Deutschland. Jeder vierte Autokäufer entscheidet sich für diese Klasse. Auch wenn VW mit dem Dauerbrenner Golf mit einem Marktanteil von über 30 Prozent alle Wettbewerber dominiert – wer als Großserien-Hersteller mitmischen will, muss sich in dieser Klasse vom verbleibendem Kuchen ein möglichst großes Stück erobern. Diese Aufgabe hat bei Peugeot die am 21. September auf den Markt kommende neue Generation des 308, der seit seinem Erscheinen in 2001 immerhin insgesamt 4,2 Millionen Käufer fand. Und dies dringend – denn trotz ordentlicher Verkäufe des neuen 208 befindet sich Peugeot bei uns nach wie vor im Rückwärtsgang. Bis einschließlich August beträgt das Zulassungsminus satte 28,9 Prozent gegenüber dem Vorjahreszeitraum und das bei einem durchschnittlichen Branchen-Gesamtrückgang von 6,6 Prozent. Mit einer Länge von 4,25 Metern ist der neue 308 die kompakteste Limousine ihres Segments. Auch der Karosserieüberhang fällt vorn wie hinten überraschend kurz aus, was ihm eine dynamische Optik verleiht, ohne die Platzverhältnisse im Innenraum einzuschränken. Dank des auf 2,52 Meter vergrößerten Radstands profitieren Insassen im Innenraum von mehr Bewegungsfreiheit. Das Kofferraumvolumen von 470 Litern (VDA-Norm: 420 Liter), von dem 35 Liter unter dem Bodenteppich versteckt sind, stellt nach Angaben von Peugeot einen Rekordwert im Segment dar. Darüber hinaus gibt es im Innenraum zahlreiche weitere Ablagemöglichkeiten wie das zwölf Liter große Handschuhfach oder die großen Seitentaschen an den Vordertüren.
The Leukemia & Lymphoma Society (LLS) today announced it has committed $28.6 million in new research investment to advance the most promising blood cancer science at leading academic and medical institutions around the world, including Dana-Farber Cancer Institute, Weill Cornell Medical College and MD Anderson Cancer Center. As LLS leads the charge to find cures for cancer patients, this new funding, along with ongoing investment in LLS’s aggressive research agenda, brings LLS’s total commitment to blood cancer research to more than $1 billion. The investment has led to the development of nearly every therapy currently used to treat the blood cancers.
Along with these new research grants, LLS remains committed to collaborating with biotechnology companies through its innovative Therapy Acceleration Program® (TAP), a model pioneered by LLS in the cancer arena in recognition that traditional research approaches weren’t yielding treatments and cures fast enough for patients. LLS commits approximately $13 million a year to its TAP initiatives. As part of the 24 current such collaborations, LLS recently initiated new investments with Kite Pharma and OncoPep.
To view the multimedia release go to:
http://www.multivu.com/players/English/7554852-lls-cancer-research-funding/
Der ADAC hat insgesamt 150 Waschstraßen und sogenannte Portalanlagen bundesweit getestet. Resultat: Waschstraßen waschen besser als sogenannte Portalanlagen. Die beste Waschstraße heißt „Soft Wash Park“ und ist in Magdeburg. Diese Anlage schneidet mit der Gesamtnote „sehr gut“ (1,5) ab. Im Durchschnitt bekommen die Waschstraßen die Note „gut“. Die Portalanlagen - ein „Tor“ mit Waschelementen fährt bei dieser Art der Säuberung über das stehende Fahrzeug und zurück - kommen nur auf einen Notenschnitt von 3,6, sind also nur „ausreichend“. Weder eine Portalwaschanlage (66 wurden getestet), noch eine der 84 geprüften Waschstraßen fällt im Test durch. Allerdings ist auch keine Portalanlage dabei, die ein „gut“ oder „sehr gut“ schafft. Die wichtigste Testkategorie ist die „Waschleistung“.
A new solar power system is installed in the United States every 1.6 minutes, according to the Solar Energy Industries Association (SEIA). With the number of residential solar installations expected to increase this year by 35 percent according to GTM Research, more consumers will have an opportunity to choose the best solar solution for their home, saving on electricity bills while generating clean energy. Offering a record-setting, proven solar power solution, SunPower reminds homeowners that better solar technology exists and is accessible today.
“Solar technology differs widely from brand to brand, so it’s important for consumers to consider that not all panels deliver the same amount of energy, look elegant on a roof, or are guaranteed to last as long as promised,” said Howard Wenger, SunPower president, business units. “SunPower® panels are the most efficient that homeowners can buy, and we stand behind them for a quarter century. We’re proud to hold the world-record title for efficiency.”
To view the multimedia release go to:
http://www.multivu.com/players/English/7706151-sunpower-residential-solar-panel/
Astronaut Calls Split-Rock a Dog- Just Like Fake Dog Rocks at Disneyland.
While the Astronauts are Working Behind the Disney Dog Shaped Split-Rock, the TV Camera Moves Around Looking at the Other Fake Dog Shaped Rocks Created by Disney Studios.
This video as you hear & see it, is located for download at NASA site:
http://history.nasa.gov/alsj/a17/video17.html
Apollo 17 Video Library
Geology Station 6
Journal Text: 165:18:56
ALL NASA FOOTAGE USED IN THIS FILM IS PUBLIC DOMAIN. THE USE OF ANY COPYRIGHTED MATERIAL IS USED UNDER THE GUIDELINES OF "FAIR USE" IN TITLE 17 § 107 OF THE UNITED STATES CODE. SUCH MATERIAL REMAINS THE COPYRIGHT OF THE ORIGINAL HOLDER AND IS USED HERE FOR THE PURPOSES OF EDUCATION, COMPARISON, AND CRITICISM ONLY. NO INFRINGEMENT OF COPYRIGHT IS INTENDED.
Over 6,700 of the most influential people in the duty free & travel retail community converged on Cannes on the French Cote d’Azur last month for the annual TFWA World Exhibition & Conference.
This global trade summit is a not-to-be-missed event in the industry’s calendar and even severe flooding in the city just prior to the event could not deter the 3,000 companies from sending their representatives to the event.
Erik Juul-Mortensen, TFWA President. “The fact that TFWA World Exhibition & Conference opened on schedule just two weeks after the appalling flooding in the city, with virtually all facilities laid on as planned, is thanks to the energy and commitment of our partners in the city.”
However, the fact that the overall attendance was actually two per cent lower than in 2014 is testament to the difficult trading conditions which prevail this year with various geopolitical and economic challenges impacting global travel, tourism and retail.
Fortunately for the 482 exhibiting companies which were showcasing their products on the 21,500m2 trade floor, the number of key buyer companies - duty free & travel retail operators and landlords of airports, airlines, ferry, cruise, border and downtown concerns – was actually four per cent above last year’s figure.
To view the multimedia release go to:
http://www.multivu.com/players/uk/7628051-the-duty-free-travel-retail-global-summit/
