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A new Genworth survey finds that Americans whose parents set good financial examples are more likely to be among the 62 percent of Americans who have a financial plan and feel confident in their financial future.
The first results of the Psychology of Financial Planning Survey, released today by Genworth, are part of a series of research findings that will be issued throughout 2013. The purpose of the survey was to gain insights into the psyche of Americans about what prompts or restricts them from planning for their financial futures.
To view Multimedia News Release, go to http://www.multivu.com/mnr/54347-genworth-lesson-learned-parents-good-example-key-to-financial-preparedness
Despite signs of economic recovery, a new survey says Americans’ confidence in their ability to afford a comfortable retirement remains at historic lows as workers appear to be grasping the realities of what they need to save.
The 2013 annual Retirement Confidence Survey, released today by the nonpartisan Employee Benefit Research Institute (EBRI) in Washington, and co-sponsored by the Principal Financial Group®, finds overall confidence levels are essentially unchanged since the record lows set in 2011. Only 13 percent are very confident they will have enough money for a comfortable retirement. A full 28 percent1— the highest number recorded during the 23 years of the survey—are not at all confident.
To view Multimedia News Release, go to http://www.multivu.com/mnr/60106-principal-financial-group-ebri-retirement-savings-confidence-survey
Americans have a bit of a superiority complex when it comes to grading their financial prowess. Genworth’s latest Psychology of Financial Planning research reveals that more than half (52%) of Americans gave themselves an A or B grade on their saving and investing knowledge, while giving the average American a failing grade of D. What nearly everyone (97%) can agree on, however, is the importance of financial literacy and the fact that they don’t have enough (88%). In fact, 58 percent of respondents blamed lack of financial education as a top reason why pre-retirees don’t have enough money saved for retirement.
To view Multimedia News Release, go to http://www.multivu.com/mnr/54348-genworth-financial-research-series-psychology-of-financial-planning
Not-for-profit pension provider NEST (National Employment Savings Trust) is urging consumers to keep their passions alive into later life as one of their New Year resolutions. Its research suggests that over 65s often have better social lives than any other age group except the under 25s.
To view Multimedia News Release, go to http://www.multivu.com/mnr/64179-new-year-resolution-not-give-up-nest
A new survey says Americans’ confidence in their ability to afford a comfortable retirement has recovered slightly from the record lows of the past five years—primarily among those participating in retirement plans. But overall, actual preparations for retirement haven’t improved.
To view Multimedia News Release, go to http://www.multivu.com/mnr/64628-2014-principal-financial-group-ebri-retirement-confidence-survey
John Peden was one of those larger-than-life personalities. “When he would walk into a room, it was like all the attention was on him,” said his stepdaughter, Jenna Peden. “He just had this power emanating out of him.”
The 6-foot, 4-inch former U.S. Air Force captain was a respected dental surgeon in Nashville. He was active in his church and made many mission trips to provide dental care in Central America through Health Talents International.
That’s why it was such a shock to his family and friends when an MRI revealed a brain tumor the size of a golf ball. “Life as we knew it was no more,” said his wife, Vicki Peden. “John never worked another day in his life.”
To view the Multimedia News Release, go to http://www.multivu.com/players/English/7100754-northwestern-mutual-client-stories-planning-preparation-pay-off/
Doing your taxes doesn’t have to be taxing. Do your federal taxes with IRS Free File: Brand–name software plus secure e-filing—all for free!
Available 24/7 on IRS.gov/freefile, everyone can use Free File whenever it’s convenient for them. People who make $60,000 or less – that’s 70 percent of all taxpayers—can use brand–name software to file their taxes for free!
Free File is made available through a public–private partnership between the IRS and the Free File Alliance, a consortium of approximately 14 tax preparation software providers. Each provider sets its own eligibility rules but anyone earning $60,000 or less can find a software program.
To view the Multimedia News Release, go to http://www.multivu.com/players/English/7399651-irs-free-file/
Debt is a buzzword for politicians, a burden for students, a necessity for most homeowners and a reality for 70 percent of Americans.
But despite this fact, 30 percent of those in debt have no plan to pay it off, according to a recent survey conducted by Fifth Third Bank (NASDAQ: FITB).
Fifth Third commissioned the national survey to examine the financial beliefs and behaviors of American adults. The results provided a snapshot of our nation’s financial literacy, with 82 percent of respondents citing financial independence as a goal in their lives. The survey also revealed how the three largest generations in America differ in their understanding and management of savings, budgeting, retirement planning and credit.
“At Fifth Third, we were curious to discover how knowledgeable Americans are about their personal finances,” said Jada Grandy, senior vice president and Community Reinvestment Act strategies director, Fifth Third Bank. “The results of this survey give insight into financial literacy in America, as well as the needs of customers at different key stages of their lives. This knowledge arms Fifth Third with the tools to support our customers at every step on their journey to financial independence.”
To view the multimedia release go to:
http://www.multivu.com/players/English/7723851-fifth-third-bank-life/
MOR Vacations has created a buzz on the internet due to the income being earned through the company`s perpetual leverage payment plan The company offers a product with a 23 year track record and a payment plan that makes it very lucrative for new entreprenuers MOR Vacations offers the resort connoisseur a high end luxury resort travel product The exclusive rights have been obtained allowing MOR to offer this 23 year old legendary service and through it, vacationers can stay in 4 and 5 star resorts
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12 Month Millionaire: Audio Coaching Sessions With Vincent James
A program called 12 month millionaire was recently released by Russell Brunson, which is a 6 part audio interview with direct mail marketer. This program is based on Vince James now out of print book 12 Month Millionaire.
Vince James is a former convicted criminal, who makes more money per year than most CEOs of very large companies; He reportedly has made 100 million dollars by doing direct mail marketing which is an offline type of marketing. He has taught internet marketers ways to make money in his book. Russell Brunson decided to interview him to see how it could help his own internet marketing business improve.
Russell Brunson himself has made millions of dollars by applying the techniques learned from Vince James, and he is now also called upon to deliver lectures around the world on internet marketing.
Much of the information provided in this program would be extremely useful if you really want to take your online business offline and that is the point of this interview. Vince talks about advertising in print media, radio and TV and you could easily adapt these techniques to grow an online business. However an average internet marketer may not get most of the points in this interview but a smart marketer is probably going to pick useful points and apply them to expand his marketing business.
The topics covered in different sessions of this interview are:
Session 1:
This session is about how Vincent James, a 21 years boy gets started in his million dollars business and what is his niche and how he achieved success in it. Vincent will also talk about how he set up his membership site and sold 65,000 memberships within the 12 month period.
Session 2:
Its about information product creation and information publisher. Vincent shared his secret on how he sold more information products through direct mailing and direct marketing.
Session 3:
This interview session is about listing building and maintaining the latest information of customers and prospects. You will learn Vincents techniques on how he handles his list and maintains the latest contact information of his list. This session also teaches about the life time value of a customer and how you can turn these customers to be your continuous streams of income.
Session 4:
This session focuses on the advertising techniques used by Vincent that made his million dollar business a success. This is an important session on how to drive your business and convert these traffics to sales.
Session 5:
This session continues from session 4 on advertising techniques. You will see how Vincent generates his leads from commercial ads such as TV and radio advertisement.
Session 6:
This session focuses on how Vincent handles the potential problems that rise throughout his $1 million money making path. You will also learn on what actions to be taken if you find your product being cloned by unauthorized people.
This program in going to give you valuable tips on how to earn through offline marketing whether you already have some marketing experience or you are a newbie.
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