QROPS - Qualifying Recognised Overseas Pension Schemes were introduced in 2006 as part of a major overhaul of Britain\'s pension framework, aimed at simplifying pension transfers to another country. New legislation was passed by the UK tax authority, HM Revenue and Customs (HMRC), in order to comply with an EU directive that pensions be free to move across Europe\'s borders. This ruling means that individuals, wishing to retire to countries such as France, Spain and Portugal can effectively take their UK pension funds with them: http://www.axis-finance.com/what-are-qrops.php
Who can apply for a QROPS?
A QROPS is specifically designed to allow anyone, not intending to retire in the UK, to transfer existing and frozen UK pension plans into a more appropriate retirement vehicle.
Individuals who are, or have been members of a UK registered pension fund and are currently living outside of the UK, or intending to leave the UK on a permanent basis, can consider transferring their retirement fund into a QROPS: http://www.axis-finance.com/qrops-living-in-France
Transfers to QROPS
The UK Government allows transfers to QROPS to be made free of UK tax. Their aim is to simplify the affairs of individuals leaving the UK on a permanent basis and to encourage them to continue saving in order to provide an income when they retire. There is no official limit to the amount of funds that may be transferred to a QROPS: http://www.axis-finance.com/qrops-France-pension-transfers
QROPS - HMRC Rules
What makes a scheme a QROPS?
In order to transfer your UK pension into a QROPS, it is necessary for the overseas pension scheme to be accepted by HMRC. The criteria outlined by HMRC for an overseas scheme to qualify as a QROPS include:
- The pension scheme must be established outside of the UK
- It must be recognised for tax purposes in the country where it is located
- It must be regulated in the country in which it is established
Age that benefits can be taken from a QROPS
The QROPS regime mirrors that of a regulated pension scheme in the UK. Benefits, including lump sum payments, from the transferred funds may not be distributed earlier than the normal retirement age of 55, if an individual has been a non-UK resident for less than five complete tax years: http://www.axis-finance.com/qrops-living-in-France-HMRC-Rules
QROPS Reporting requirements
HMRC should be notified if a payment is made within the first five tax years of a member becoming non-UK tax resident. Any benefits paid before five complete tax years of non-UK residency and not in accordance with UK Pension rules will be deemed an unauthorised payment.
The scheme manager does not have to notify HMRC if the payment is made 10 or more years after the day of the transfer that created the QROPS fund for the \'relevant member\', provided that the person is non UK resident for the duration of this period. This 10 year \'bracket\' for reporting payments took effect as of 6 April 2012.
QROPS List
When transferring your UK pension to a scheme overseas, it is important to check that the scheme meets the conditions to be a qualifying recognised overseas pension scheme (QROPS). Not all transfers to overseas or offshore schemes are QROPS transfers; it is therefore essential to verify that the scheme receiving your UK benefits is on the QROPS list published by HMRC, otherwise a transfer will be treated as a transfer to a non-qualifying overseas scheme and substantial penalties may be applied by HMRC at the time of transfer: http://www.axis-finance.com/qrops-list-living-in-France
How do I know if it is a legitimate QROPS scheme?
QROPS approved plans that agree to have their details published are listed on the HMRC website. A UK Pension administrator will confirm a QROPS listing before agreeing to a transfer. If not listed, the administrator will contact HMRC
More and more work is being done using personal mobile devices and employees expect employers to keep personal information privateMobileIron on those devices, according to new research from MobileIron (NASDAQ: MOBL). The 2015 MobileIron Trust Gap Survey, released today, examines the privacy expectations workers have when using a mobile device for work. TheMobileIron online research conducted by Harris PollMobileIron on behalf of MobileIron surveyed more than 3,500 employed adults who use a mobile device for work in France, Germany, Japan, Spain, the UK, and the US (“workers”).
“Mobile workers, especially younger workers, have an expectation of privacy when using mobile devices for work. Many would leave their jobs if their employer could see personal informationMobileIron on their device,” said Ojas Rege, Vice President, Strategy, MobileIron. “In a world where smartphones contain increasing amounts of sensitive personal data, CIOs must remember that every device is a mixed-use device and must protect employee privacy as fiercely as corporate security.”
To view the Multimedia News Release, go to http://www.multivu.com/players/English/7423152-mobileiron-survey-mobile-device-privacy/
Ejemplo de una clase del curso de coach de voz inglés con profesor de ingles británico nativo y locutor Edward Olive escuela de inglés para un profesor especializado en clases para actores, arte dramático, preparación para presentar videos corporativos como presentador o presentadora, grabar voz en off para locutor o locutora, aprender un acento inglés de Gran Bretaña - Reino Unido - Inglaterra, coaching para dar presentaciones, participar en reuniones en inglés, ingles corporativo, inglés de negocios o ingles juridico en Madrid España. Academia de ingles en Madrid con clases personalizadas de inglés con Edward Olive coach de voz en ingles para clases de técnica, fonética, hablar en público y locución. Las clases se imparten con máximo dos alumnos por clase con lectura en voz alta, ensayos y grabaciones de las locuciones de los alumnos, con aspectos técnicos como postura, vocalización, respiración, naturalidad, control vocal, posicionamiento ante micrófonos, lectura anticipada, hábitos vocales y técnicas de arte dramático. Escuelas británicas en Madrid capital y la comunidad de Madrid.
http://www.coachingles.com/
Example of class from course with British English language vocal coach & voiceover teacher Edward Olive British voice coaching school in Madrid Spain English academy for actors, actresses, voiceover artists, company executives, lawyers and companies to help with presentations, meetings and public speaking and preparing corporate videos. Acting and drama classes for actors, actresses and voiceover talent. British schools in Madrid.
http://www.englishcoaching.eu/
Olives are a fundamental element of the gastronomy of all Mediterranean countries. Thanks to olives’ great taste and versatility, they can also be part of other traditional dishes, such as ceviches, baos or makis.
The European Union and Interaceituna teach us to introduce all the flavor, aroma and color that table olives can bring to these cuisines. This can be seen as a new type of gastronomic fusion straight from the world leaders of production and quality, which becomes a differentiating element that allows North American foodies to prepare dishes from Japan, South America or China, with a marked Mediterranean twist.
To view the multimedia release go to:
https://www.multivu.com/players/uk/8194251-e-u-olives-from-spain-redesign-gastronomy/
The amazing table olives have been the favorites of the towns that surround the Mediterranean Sea for more than 2,000 years. It is also the sea that unites three continents, Europe, Asia and Africa, which has made it possible for a tradition like the Mediterranean Diet to continue today.
Everything that surrounds table olives of Spain, world leader in production and quality, is amazing. It is their way of picking the fruits of the olive grove, with great care not to damage them and that it reaches the consumer round and shiny. It is also the huge range of varieties throughout the Spanish olive grove, the largest in the world. Amazing for its diversity of presentations, whole, boned, sliced or being stuffed in over 140 different ways.
It is finally possible to enjoy the best of the Mediterranean pantry in the US by merely approaching your usual point of sale and choosing between the Queen, Manzanilla or Hojiblanca to take home the essence of a gastronomy that continues to seduce foodies around the world in the same way that it convinces the experts of nutrition.
To view the multimedia release go to:
https://www.multivu.com/players/uk/8150251-olives-spanish-amazing/
Demo de locutor ingles britanico Edward Olive de un cuento infantil App de dibujos animados para Iphone, Ipad, Android y tablets.
http://www.edwardolive.com/audio-locutor-ingles-madrid-espana-english-british-voiceover-spain1.php
Edward Olive video corporativo locutor ingles britanico Madrid España con estudio propio autonnomo
Corporate video voiceover by Edward Olive freelance self employed voice-over actor in Madrid Spain with home studio
http://www.edwardolive.com/audio-locutor-ingles-madrid-espana-english-british-voiceover-spain1.php
Ejemplo de una clase del curso de coach de voz inglés con profesor de ingles británico nativo y locutor Edward Olive escuela de inglés para un profesor especializado en clases para actores, arte dramático, preparación para presentar videos corporativos como presentador o presentadora, grabar voz en off para locutor o locutora, aprender un acento inglés de Gran Bretaña - Reino Unido - Inglaterra, coaching para dar presentaciones, participar en reuniones en inglés, ingles corporativo, inglés de negocios o ingles juridico en Madrid España. Academia de ingles en Madrid con clases personalizadas de inglés con Edward Olive coach de voz en ingles para clases de técnica, fonética, hablar en público y locución. Las clases se imparten con máximo dos alumnos por clase con lectura en voz alta, ensayos y grabaciones de las locuciones de los alumnos, con aspectos técnicos como postura, vocalización, respiración, naturalidad, control vocal, posicionamiento ante micrófonos, lectura anticipada, hábitos vocales y técnicas de arte dramático. Escuelas británicas en Madrid capital y la comunidad de Madrid.
http://www.coachingles.com/
Example of class from course with British English language vocal coach & voiceover teacher Edward Olive British voice coaching school in Madrid Spain English academy for actors, actresses, voiceover artists, company executives, lawyers and companies to help with presentations, meetings and public speaking and preparing corporate videos. Acting and drama classes for actors, actresses and voiceover talent. British schools in Madrid.
http://www.englishcoaching.eu/
DEIMOS-2, Spain's first ultra-high resolution satellite launched into orbit on 19 June, has started capturing its first images just 12 hours after it was brought on line.
DEIMOS-2, which was launched from the launch site at Yasny (Russia), was developed by Elecnor Deimos in a record time of just three years. The company built an innovative Satellite Integration and Operations Centre in Puertollano (Spain) to assemble and subsequently control DEIMOS-2. As a result, this project completes Elecnor Deimos' presence in the entire value chain for space missions. Elecnor Deimos has the capability to manage entire space programs: design, integrate, validate, launch and operate Earth observation satellites; use them for commercial purposes and develop them for third parties.
To view the Multimedia News Release, go to http://www.multivu.com/mnr/71400573-elecnor-deimos-2-satellite-images
MadamefashionTV takes you live to the streets to showcase Fall/Winter 2012/2013 and the sophisticated elegance of shows. The event was attended by the designers and merchants of Madame India, KSA, Spain and Bhutan. Also present at the event were all the Store Managers who enthralled the forecast. Madame Models walk the ramp to showcase the Latest Fashion Trends Autumn Winter 2012 Collection.
Back for the 10th Edition is the world's premier freeride mountain bike event, Red Bull Rampage - the contest that puts the “mountain” back in mountain biking. All disciplines of riders including downhill, slopestyle and freeride mountain bike athletes converge on the demanding terrain of Virgin, Utah to compete for glory and bragging rights in one of the biggest tests of skill and guts in the world. The event will be broadcast live and on demand beginning October 16th at 12:30pm ET/9:30am PT exclusively on Red Bull TV as part of the Red Bull Signature Series, a collection of the most innovative and progressive events in action sports.
The stage is now set as the best riders from around the globe have arrived in the desert outside Zion National Park to begin practicing their runs. The only things that will separate a rider in the start gate from standing atop the podium 2,000 vertical feet below are the narrow, exposed ridgelines, 70-foot jumps over rocky canyons, and the near vertical drops. But for those who step-up to the challenge of man versus mountain, only one will be crowned king of the hill. Who will it be? Defending champion Andreu Lacondeguy from Spain? Can two-time winner Kyle Strait make it an unprecedented third? Or will regular contender for the Best Trick award, Cameron Zink, see his name listed at the top of the leader board? Watch Saturday to find out!
To view the multimedia release go to:
http://www.multivu.com/players/English/7627331-red-bull-signature-series/
Ejemplo de voz de un cliente grabada en estudio de grabacion de sonido Madrid de Edward Olive
Ejemplo de presentacion corporativa grabada en el estudio de grabacion de locuciones en Madrid capital de Edward Olive para un cliente corporativo con la voz del gerente de la empresa.
Estudio de grabacion de sonido Edward Olive en Madrid capital y la comunidad de Madrid para grabaciones de voz, narraciones, locucion y doblaje. Estudios de grabación para locutores, locutoras, dobladores y dobladoras para anuncios, videos corporativos, cine, television y teatro. Estudios de grabacion de audio y voces para actores y actrices, empresas, videos corporativos, spots, anuncios, videojuegos, apps, productoras, directores y agencias.
http://www.locuciones.biz/
Example of recording in the recording studio of Edward Olive in Madrid Spain. Voice recording studios for corporate videos, voiceovers, voice-over, dubbing and voices for voice-over artists, agencies, companies, adverts, corporate videos, video games and presentations.
