CGAP recently conducted a study of 426 Mexican households with income below $1,440 per month in an effort to better understand the financial habits, needs and wants of low-income customers. The nationally representative survey helped segment customers into six groups with common needs and behavior towards financial services. The study highlights in particular four lower-income groups – those living on US$4-10 per day (seasonal workers), US$10 per day (entrepreneurs), US$15 per day (informal salaried/wage workers) and US$12 per day (formal salaried workers) – and found that even across these income segments, households’ financial concerns and aspirations were similar.
To view Multimedia News Release, go to http://www.multivu.com/mnr/50762-cgap-analysis-low-income-households-in-mexico-matches-financial-products
The world’s most romantic city, Paris, has been named the most expensive city in the world for a Club Sandwich, according to research released today by Hotels.com. The classic chicken, bacon, egg, lettuce and mayo sandwich, available in hotels the world over, has been used as a measure of affordability by the hotel expert. The Club Sandwich Index (CSI) will give holiday-makers an indication of the costs associated with their holiday destination, using one of the most common items on any hotel menu around the world as a barometer.
The CSI average price has been calculated by taking the real prices paid by guests for a Club Sandwich in 30 hotels in the capital or major city of each country measured. In total Hotels.com surveyed the Club Sandwich prices in more than 750 hotels in the five, four and three star category across 26 countries.
To view Multimedia News Release, go to http://www.multivu.com/mnr/53816-hotels
Garmin Approach S1 Golf GPS Watch Review Read it Here: http://bestgolfgpssystemshq.com/golf-gps-reviews/garmin-approach-s1-reveiew/ Don't Buy an Approach S1 w/o reading our review. We
spent hours researching the the Approch S1 so you won't have to. Our
in-depth and unbiased review consists of reading hundreds of consumer
reviews, searching the internet for commonly reported problems, finding
and reading user manuals and scouring the internet for hard to find
information you won't find in any other review. For
instance in researching the Garmin Approach S1 watch we found 2 common
complaints among consumers. We then dug deeper on those two issues and
found that there are also a couple of consumer tips that will most
likely resolve both issues. Making them moot points. Checkout
our Garmin Approach S1 golf GPS watch review at the link above to
discover the two biggest complaints about the S1 plus read about all of
the features, pros and cons. http://youtu.be/sFYtTayYhMY
http://fitnessweightlosscenter.com - Standing Barbell Curls - Biceps Workout - A fantastic exercise for isolating the biceps muscles. Everyone wants to show off their guns and the standing barbell curl is a great way to pump up your biceps. As with all exercises to get the maximum results you need to perform the exercise correctly.
The single biggest mistake people make when performing the standing barbell curl is swinging the body back. This defeats the whole purpose of the exercise which is to isolate the biceps muscle. Your body should remain fixed and only the biceps muscles used to lift the weight. If you can't lift the weight without swinging your body back then you need to use less weight until you can effectively perform the exercise.
Another mistake people make is not keeping your elbows tucked into your sides. You should not let your elbows leave your side. Again, we are going for the isolation of the biceps and you do not want to use any other muscles or movements to lift the weight.
The third most common mistake when performing the standing barbell curl is to drop the weight too quickly. To maximize the effectiveness of the exercise you need to slowly lower the weight back to the starting position. If you can't lower the weight slowly you need to reduce the weight until you can. By isolating the biceps on the way up and on the way down you will get amazing results with the standing barbell curl.
For more info drop by our YouTube channel http://www.youtube.com/user/FitnessWeightLossCtr or visit us on the web at
http://fitnessweightlosscenter.com and find us on Facebook at http://facebook.com/fitnessweightlosscenter
http://fitnessweightlosscenter - Cable Crossover - Chest Workouts - One of the most common chest exercises is the bench press and there is no doubt that it's a great exercise. However, a lot of people limit their chest workouts to bench presses or a variation of the bench press. The cable crossover is a fantastic workout to add to your chest routine to add variety and workout the muscles from different angles.
The main drawback to this exercise is that you will need to join a gym as it's most likely people do not have the equipment to do the cable crossover at home.
For more information drop by our YouTube channel http://www.youtube.com/user/FitnessWeightLossCtr or visit us in the web at
http://fitnessweightlosscenter.com and find us on Facebook at http://facebook.com/fitnessweightlosscenter
Amway’s ARTISTRY® brand has licensed a leading anti-aging technology for its anti-wrinkle firming serum, the newest addition to the ARTISTRY intensive skincare line. This serum will be the first and only anti-aging product to utilize a breakthrough patented Targeting Complex technology that reduces the common side effects found in retinol treatments.
Using exclusive patented technology from the University of Michigan, ARTISTRYintensive skincare anti-wrinkle firming serum combats the visible effects of aging by boosting collagen while minimizing the level of sensitivity associated with retinol use.
To view Multimedia News Release, go to http://www.multivu.com/mnr/54642-amway-artistry-intensive-skincare-line-anti-wrinkle-firming-serum
Weight loss is perhaps the most common New Year’s resolution made and likely the most difficult to keep. Amway North America offers the NUTRILITE® Weight Management Program, which includes a genetic test that helps individuals find their genotype-matched diet, and offers weight management plans matched to that gene test’s results.
To view Multimedia News Release, go to http://www.multivu.com/mnr/53285-amway-nutrilite-weight-management-program-new-year-resolutions-julie-upton
During flu season, when fever, aches, and chills hit, it is easy to forget one’s manners. A recent survey of more than 1,000 Americans found that nearly two-thirds (64%) of those who had influenza in the past three years admit to being “That Guy,” who despite experiencing flu symptoms, continues to go about his/her daily activities.
As part of its “Are You That Guy?” influenza education campaign, the National Foundation for Infectious Diseases (NFID) is partnering with the Emily Post Institute to remind Americans to do the responsible thing during flu season and practice behavior that will help limit the spread of influenza, a highly contagious virus. The campaign also reminds Americans to see a doctor quickly if flu strikes. The campaign offers flu etiquette tips for managing common situations where the flu virus might be shared from one person to another, such as shaking hands during a business meeting, over a family dinner, or when faced with a fellow airplane traveler who is showing signs of flu.
To view Multimedia News Release, go to http://www.multivu.com/mnr/53536-nfid-emily-post-institute-educate-about-spreading-manners-not-influenza
During flu season, when fever, aches, and chills hit, it is easy to forget one’s manners. A recent survey of more than 1,000 Americans found that nearly two-thirds (64%) of those who had influenza in the past three years admit to being “That Guy,” who despite experiencing flu symptoms, continues to go about his/her daily activities.
As part of its “Are You That Guy?” influenza education campaign, the National Foundation for Infectious Diseases (NFID) is partnering with the Emily Post Institute to remind Americans to do the responsible thing during flu season and practice behavior that will help limit the spread of influenza, a highly contagious virus. The campaign also reminds Americans to see a doctor quickly if flu strikes. The campaign offers flu etiquette tips for managing common situations where the flu virus might be shared from one person to another, such as shaking hands during a business meeting, over a family dinner, or when faced with a fellow airplane traveler who is showing signs of flu.
To view Multimedia News Release, go to http://www.multivu.com/mnr/53536-nfid-emily-post-institute-educate-about-spreading-manners-not-influenza
Researchers have discovered that a subtype of leukemia characterized by a poor prognosis is fueled by mutations in pathways distinctly different from a seemingly similar leukemia associated with a much better outcome. The findings from the St. Jude Children’s Research Hospital — Washington University Pediatric Cancer Genome Project (PCGP) highlight a possible new strategy for treating patients with this more aggressive cancer.
The work provides the first details of the genetic alterations fueling a subtype of acute lymphoblastic leukemia (ALL) known as early T-cell precursor ALL (ETP-ALL). The results suggest ETP-ALL has more in common with acute myeloid leukemia (AML) than with other subtypes of ALL. The study appears in the January 12 edition of the journal Nature.
To view Multimedia News Release, go to http://www.multivu.com/mnr/46768-st-jude-cancer-genome-sequencing-project-combat-aggressive-leukemia
If you are like most consumers, the current economic environment and has you re-thinking your holiday shopping list. And, with holiday shopping now in full effect, what better time than now to start thinking about how you can save while still getting the perfect gift for everyone on your list. Nationally recognized consumer trends expert Drew Krasny has great gift ideas to help stretch your holiday dollar. He will discuss everything from the latest trends in gift giving and how to shop on a budget to tips on how to avoid the most common holiday shopping mistakes.
The list of winners of the Institute's TOP SAFETY PICK award is longer than ever this year, with vehicles in nearly every size category the Institute evaluates earning accolades. From minicars to sedans to pickups, consumers have a record number of choices among 2012 models.
In all, 69 cars, 38 SUVs, 5 minivans, and 3 pickups earn TOP SAFETY PICK. The award recognizes vehicles that do the best job of protecting people in front, side, rollover, and rear crashes based on ratings in Institute evaluations. The ratings, which cover all 4 of the most common kinds of crashes, help shoppers pick vehicles that offer the highest levels of crash protection. Because the federal government now requires all 2012 and later passenger vehicles to have electronic stability control to help drivers avoid loss-of-control crashes, ESC no longer is a requirement to win as it was in prior years.
The winners’ circle includes 18 new recipients for 2012, while 97 models that previously qualified for the 2011 award carry over to 2012.