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Want to become a better artist?
learn my tips and techniques on creating stunning artwork, with new video's every Thursday loaded with beneficial content to help you take your artwork to the next level.
being a self-tight artist I know how difficult it can be to grow your art skills to a professional grade subscribe to the channel to learn how you can become the artist you've always wanted to be check out some of my newest tips tricks, and techniques I use to create the best drawing practice sessions for you, I'll be breaking down my personal practices to help you draw smarter not harder.
also be sure to check out my additional artist tips at the end of each video, packed with super beneficial artist vitamins to help you build great habits
Ten years after her Blind Date With God began, Joycee is at peace with her past. She has forgiven the unfathomable and wants to share her story. Her book tells the good, bad and ugly truth of the healing process she walked through – bringing with it a strong message that anything is possible to overcome if we are willing to be honest with ourselves. It’s a riveting journey of forgiving herself and those who have harmed her. In the midst of her painful journey is where 414 Ministry was birthed. A nonprofit that empowers and equips victims to become thriving survivors for such a time as this. Find out more and get to know Joycee here- https://www.facebook.com/joyceereynolds/
Email her here – 414ministry@gmail.com
Find out more about 414 Ministry here- http://414ministry.wixsite.com/414ministry Non-Fiction/Christian
An app for hiding your private notes and photos on your phone! There are some things that you just want to keep private. While there are plenty of apps that let you store information on your phone, very few of them take their own steps to ensure the privacy of your information. Once a person gets past your lock screen, your life is wide open, including the private things you’ve saved for yourself.
With this app, you can access your private notes and photos by drawing your secret signature on the screen. No password prompts or buttons that would give away the existence of your secret area. Even your most private information remains safely locked away from prying eyes. You can store passwords, banking information, ID numbers, intimate photos and more. Only you can access the hidden content by drawing your signature shape anywhere on the screen. Once unlocked, your notes are readily available to you. Anyone that doesn’t know your signature will simply see a list of “dummy” public notes with zero indication that a password is even required. There is no password prompt. Only you know that a special signature is needed.
https://itunes.apple.com/us/app/signature-secret-notes-photos/id395626848?mt=8
https://itunes.apple.com/us/app/signature-secret-notes-photos/id387069294?mt=8
http://jessmei.com/ 'Miracle at Work' is a song about pregnancy and being pregnant. ~ It's hard to know what to say to an expectant Mother and Father. But as each of us is different, so is each pregnancy unique, and truly a 'Miracle at Work'.
James Beard Award-winning Chef Shawn McClain dares guests to embrace their deepest desires and liberate their minds with a flurry of food, drinks and friends at Libertine Social, now open inside Mandalay Bay. The convivial gastropub celebrates New American bar food by the beloved chef, a duel-faceted cocktail program pioneered by Modern Mixologist Tony Abou-Ganim, and a compelling mix of social settings that encourage guests to play and have fun.
“Libertine Social is all about the food, the drinks and the party. We want this to be a playground for people to explore familiar dishes and cocktails with edgy and unexpected flavors in an energetic environment that invites them to share those moments with others,” said McClain. “When people come to Las Vegas, they want to have a good time, and experience the best food and drinks out there with their friends who know how to have fun, which is what Libertine Social is all about.”
To view the multimedia release go to:
http://www.multivu.com/players/English/7915751-libertine-social-at-mandalay-bay/
Did you know up to 99% of your vehicle battery is recyclable and almost all of it can be used to make new batteries or other products?
The metals in conventional batteries are the most recycled materials in the world—more than paper, glass and cardboard. The plastic can be recycled into new battery cases and the electrolytes can be reused or made into detergents.
Johnson Controls, the world’s largest manufacturer of automotive batteries, makes new batteries from 80% recycled content—this means you could be driving a car that is powered by the same materials that were in the battery from your grandparent’s vehicle.
To view the Multimedia News Release, go to http://www.multivu.com/players/English/7481051-johnson-controls-earth-day-battery/
The Celiac Disease Center at Columbia University, the premier center for celiac disease research and treatment, unveiled the I Didn’t Know video campaign, offering an inside look at the serious impact of celiac disease on patients at the 13th Anniversary gala on November 13th in New York City. The series chronicles the lives of several patients experiencing a wide range of debilitating symptoms associated with undiagnosed celiac disease, including an inability to walk, developmental delays, multiple miscarriages and infertility.
To view the Multimedia News Release, go to http://www.multivu.com/players/English/7322351-celiac-disease-center-at-columbia-university-public-service-announcements-and-gala/
Dr. Kat reviews the Tantric Aura Massage by California Exotic Novelties.
Shop today to enjoy 50% OFF on almost ANY single when you enter the Offer Code HOME24 at the www.AdamAndEve.com checkout. Plus get FREE Shipping and FREE His and Hers ROMANCE KIT with 3 Specially Selected items.
The Tantric Aura Massager is more of a traditionally-shaped personal g spot vibrator with no less intense vibrating sensations. This vaginal sex toy provides focus vibrations rather than giving all over pulsation for deep vaginal penetration and stimulation. Enjoy incredible vaginal massaging sensations with this 7 and ½ inches long vibe. Delight with the g spot vibrator’s henna-inspired designed shaft that throbs with your vaginal walls delivering more powerful pleasure as you climax. The Tantric Aura Massager’s shaft offers vaginal pleasure while its curved tip targets the g spot. The 10-function Tantric Aura personal massager is made from hypo-allergenic long lasting silicone.
Sex toys may look similar but they have vastly different functions. There’s no one-size-fits-all. It’s like different strokes for different folks! Different toys for different needs! Definitely, you won’t know what works best until you try it.
So try now and shop Adam and Eve here!
http://adamandeveathomeshoppingshow.blogspot.com/2013/05/Personal-G-Spot-Vibrator-for-Deep-Vaginal-Penetration-and-Stimulation.html
Royal Caribbean International sails 23 ships to more than 250 destinations around the world delivering the world’s best vacation for adventure seekers on the most innovative vessels at sea. The cruise line is launching a new brand campaign inviting these seekers to “Come Seek” their own experience filled with adventure, exploration and discovery.
“Come Seek” reflects the brand’s adventurous spirit by placing the traveler’s personal experience and point of view at the heart of the campaign. It also showcases the essence of the experience that the brand has been delivering for more than 40 years. Known for its innovation – including the revolutionary Oasis- and Quantum-class ships – and delivering many industry-firsts from ziplines and rock climbing walls, the FlowRider surf simulator and the RipCord by iFly skydiving experience, to leading technological breakthroughs like VOOM – the fastest internet at sea, Royal Caribbean continues to transform the cruise experience offering an active adventure with an immersive experience and connectivity that all travelers desire.
“Our mission is to challenge misperceptions and invite the next generation of travelers to experience the unique Royal Caribbean adventure,” said Michael Bayley, president & CEO, Royal Caribbean International. “Our loyal guests recognize that Royal Caribbean is an adventure designed to inspire and excite the senses. With our new campaign, we will show these new travelers what our guests already know and love.”
To view the multimedia release go to:
http://www.multivu.com/players/English/7657051-royal-caribbean-come-seek/
https://youtu.be/Y6rIs220PXc More businesses are taking their products and services online than ever before. Consumers, for the most part, are feeling safer about completing online transactions – especially with businesses they trust.
But some entrepreneurs in the e-commerce world have never started their own business. Many are unfamiliar with how to run an e-commerce store. There’s no doubt that this is an exciting time to explore the e-commerce marketplace – especially for people who are testing it out while keeping their full-time jobs.
Having said that, business owners new to the online world should understand from the get-go that the e-commerce industry is one of the most lucrative targets for cyber criminals. News of the recent eBay hack is a stark reminder of the vulnerabilities associated with online businesses. But big businesses aren’t the only ones getting hacked. More than 20 WordPress sites are hacked every minute of every day.
But there are a few basic things you can do to help prevent losing control of your website and your customer’s private information.
Choose a Secure eCommerce Platform
More than two third of all active e-commerce sites are using either Magento or WordPress’ WooCommerce. Why? Mainly because of their sophisticated security features. There are other factors as well, but what makes them stand apart is the extensive security. PrestaShop can be yet another choice with a proven security framework.
Keep your software up-to-date and, it should go without saying, keep your passwords unique and secure. Educate your clients, as well as your workforce, about your information security practices. Let them know how you are protecting customers’ credit card information and what they should do from their end to keep the financial information secure.
Implement SSL Certificates
SSLs (secure socket layers) are the de facto standard when it comes to securing online transactions. An SSL certificate authenticates the identity of users and encrypts data while at store and transit. Implementing SSL is essential for E-commerce websites to establish secure connectivity between the end-user systems and your website.
For tech-savvy buyers, the padlock icon with HTTPS in the address bar is an essential prerequisite for providing their personal details and credit card information. If the consumers believe that a vendor is doing everything possible to secure their transactions, they are more likely to do business with them.
Scan Your Site for Security Vulnerabilities
Although SSLs protect your transactions, they don’t protect your website. No matter which platform you decide to use, ensure that your server maintains PCI compliance requirements by running PCI scans on your server to validate whether you are compliant or not. Companies like Trust Guard not only scan your site for more than 75,000 known vulnerabilities, giving you detailed reports about its safety, but they also provide users with trust seals.
These small, digital images, when placed on your home page and checkout page, have been proved to drastically increase sales and conversion rates. They show potential buyers through accompanying certificates that you are serious about their privacy and security. It gives them the peace of mind they need to make the buying decision.
Whether you’re a seasoned entrepreneur or just are getting started, you should understand that keeping your site safe is your most important endeavor. Hackers can (and do) cause economic, legal and reputational damage every day. Keep your site safe and protected by following these three simple website security tips for your online business.
QROPS - Qualifying Recognised Overseas Pension Schemes were introduced in 2006 as part of a major overhaul of Britain\'s pension framework, aimed at simplifying pension transfers to another country. New legislation was passed by the UK tax authority, HM Revenue and Customs (HMRC), in order to comply with an EU directive that pensions be free to move across Europe\'s borders. This ruling means that individuals, wishing to retire to countries such as France, Spain and Portugal can effectively take their UK pension funds with them: http://www.axis-finance.com/what-are-qrops.php
Who can apply for a QROPS?
A QROPS is specifically designed to allow anyone, not intending to retire in the UK, to transfer existing and frozen UK pension plans into a more appropriate retirement vehicle.
Individuals who are, or have been members of a UK registered pension fund and are currently living outside of the UK, or intending to leave the UK on a permanent basis, can consider transferring their retirement fund into a QROPS: http://www.axis-finance.com/qrops-living-in-France
Transfers to QROPS
The UK Government allows transfers to QROPS to be made free of UK tax. Their aim is to simplify the affairs of individuals leaving the UK on a permanent basis and to encourage them to continue saving in order to provide an income when they retire. There is no official limit to the amount of funds that may be transferred to a QROPS: http://www.axis-finance.com/qrops-France-pension-transfers
QROPS - HMRC Rules
What makes a scheme a QROPS?
In order to transfer your UK pension into a QROPS, it is necessary for the overseas pension scheme to be accepted by HMRC. The criteria outlined by HMRC for an overseas scheme to qualify as a QROPS include:
- The pension scheme must be established outside of the UK
- It must be recognised for tax purposes in the country where it is located
- It must be regulated in the country in which it is established
Age that benefits can be taken from a QROPS
The QROPS regime mirrors that of a regulated pension scheme in the UK. Benefits, including lump sum payments, from the transferred funds may not be distributed earlier than the normal retirement age of 55, if an individual has been a non-UK resident for less than five complete tax years: http://www.axis-finance.com/qrops-living-in-France-HMRC-Rules
QROPS Reporting requirements
HMRC should be notified if a payment is made within the first five tax years of a member becoming non-UK tax resident. Any benefits paid before five complete tax years of non-UK residency and not in accordance with UK Pension rules will be deemed an unauthorised payment.
The scheme manager does not have to notify HMRC if the payment is made 10 or more years after the day of the transfer that created the QROPS fund for the \'relevant member\', provided that the person is non UK resident for the duration of this period. This 10 year \'bracket\' for reporting payments took effect as of 6 April 2012.
QROPS List
When transferring your UK pension to a scheme overseas, it is important to check that the scheme meets the conditions to be a qualifying recognised overseas pension scheme (QROPS). Not all transfers to overseas or offshore schemes are QROPS transfers; it is therefore essential to verify that the scheme receiving your UK benefits is on the QROPS list published by HMRC, otherwise a transfer will be treated as a transfer to a non-qualifying overseas scheme and substantial penalties may be applied by HMRC at the time of transfer: http://www.axis-finance.com/qrops-list-living-in-France
How do I know if it is a legitimate QROPS scheme?
QROPS approved plans that agree to have their details published are listed on the HMRC website. A UK Pension administrator will confirm a QROPS listing before agreeing to a transfer. If not listed, the administrator will contact HMRC
November is National Family Caregivers Month and AARP is launching a national campaign to bring awareness to the important role that family caregivers play in the lives of their loved ones. AARP's Random Acts of Kindness for Caregivers contest will begin on October 15 with the goal of encouraging people to recognize and reward caregivers - many of whom spend 18 hours per week providing care like bathing, dressing, preparing meals, administering medications, driving to doctor visits or paying bills - in small but meaningful ways.
“Caregiving may be one of the greatest expressions of love and it's woven into the lives of one in six adults,” says AARP Family and Caregiving Expert Amy Goyer, author of the new book Juggling Life, Work and Caregiving. “A staggering 40 million family caregivers provide support for loved ones and, as a caregiver myself, I know that the smallest acts of kindness - like holding a door for someone pushing a wheelchair, surprising them with flowers, or even taking a caregiver's dog for a walk - can be memorable moments in the life of a caregiver.”
To view the multimedia release go to:
http://www.multivu.com/players/English/7607231-aarp-caregivers/
