Transcript:
“That's a great question. What is MechanicSpeak? We are experienced mechanics and we do automotive repair consulting for individuals such as yourself.
So in the old scenario, your car breaks down, which often leads to some financial panicking. You bring yoCan I really save money with an auto repair consultation?
ur car to a shop, you have them diagnose it, you have them provide you with an estimate. Now, based on your limited understanding of the situation, you can accept their diagnosis and their estimate, or you can leave, not knowing how bad the problem REALLY is or what to do next.
In the new scenario, you call MechanicSpeak, which is a service you can pre-subscribe to or purchase on the fly when you need us. And what you get is an instant, one-on-one telephone consultation with an experienced, knowledgeable mechanic that is hand-picked based on their ability to communicate. And we provide you with an assessment of the situation; we have no financial affiliation with any shop, so we have nothing to gain by you paying any more than is absolutely necessary for your automotive repair.
We also know how the service works from the inside and we can often provide you with options that you may not know that you have.
We will listen to your side of the story, get as many facts as possible, we will even talk to your mechanic if you want us to. We will gather all the information possible about the situation and then we will provide you with an assessment.
We can let you know if the diagnosis was thorough enough, we can let you know if the estimate is an appropriate price to be paying for that repair.
Check out our website. There's tons of information on how to use our service and how it works. It's a low price and it's a wonderful experience to have, very new for some people, a feeling of good about their car, good about their mechanic, and good about what they just paid to get their repair done.
In conclusion, what you get with your one-on-one telephone consultation with the automotive experts at MechanicSpeak is an honest assessment of your mechanic's credibility, you get an unbiased opinion of the diagnosis and the estimate, you get to make an informed decision and have peace of mind.”
youtube: http://www.youtube.com/watch?v=-H09jWQmEns
QROPS - Qualifying Recognised Overseas Pension Schemes were introduced in 2006 as part of a major overhaul of Britain\'s pension framework, aimed at simplifying pension transfers to another country. New legislation was passed by the UK tax authority, HM Revenue and Customs (HMRC), in order to comply with an EU directive that pensions be free to move across Europe\'s borders. This ruling means that individuals, wishing to retire to countries such as France, Spain and Portugal can effectively take their UK pension funds with them: http://www.axis-finance.com/what-are-qrops.php
Who can apply for a QROPS?
A QROPS is specifically designed to allow anyone, not intending to retire in the UK, to transfer existing and frozen UK pension plans into a more appropriate retirement vehicle.
Individuals who are, or have been members of a UK registered pension fund and are currently living outside of the UK, or intending to leave the UK on a permanent basis, can consider transferring their retirement fund into a QROPS: http://www.axis-finance.com/qrops-living-in-France
Transfers to QROPS
The UK Government allows transfers to QROPS to be made free of UK tax. Their aim is to simplify the affairs of individuals leaving the UK on a permanent basis and to encourage them to continue saving in order to provide an income when they retire. There is no official limit to the amount of funds that may be transferred to a QROPS: http://www.axis-finance.com/qrops-France-pension-transfers
QROPS - HMRC Rules
What makes a scheme a QROPS?
In order to transfer your UK pension into a QROPS, it is necessary for the overseas pension scheme to be accepted by HMRC. The criteria outlined by HMRC for an overseas scheme to qualify as a QROPS include:
- The pension scheme must be established outside of the UK
- It must be recognised for tax purposes in the country where it is located
- It must be regulated in the country in which it is established
Age that benefits can be taken from a QROPS
The QROPS regime mirrors that of a regulated pension scheme in the UK. Benefits, including lump sum payments, from the transferred funds may not be distributed earlier than the normal retirement age of 55, if an individual has been a non-UK resident for less than five complete tax years: http://www.axis-finance.com/qrops-living-in-France-HMRC-Rules
QROPS Reporting requirements
HMRC should be notified if a payment is made within the first five tax years of a member becoming non-UK tax resident. Any benefits paid before five complete tax years of non-UK residency and not in accordance with UK Pension rules will be deemed an unauthorised payment.
The scheme manager does not have to notify HMRC if the payment is made 10 or more years after the day of the transfer that created the QROPS fund for the \'relevant member\', provided that the person is non UK resident for the duration of this period. This 10 year \'bracket\' for reporting payments took effect as of 6 April 2012.
QROPS List
When transferring your UK pension to a scheme overseas, it is important to check that the scheme meets the conditions to be a qualifying recognised overseas pension scheme (QROPS). Not all transfers to overseas or offshore schemes are QROPS transfers; it is therefore essential to verify that the scheme receiving your UK benefits is on the QROPS list published by HMRC, otherwise a transfer will be treated as a transfer to a non-qualifying overseas scheme and substantial penalties may be applied by HMRC at the time of transfer: http://www.axis-finance.com/qrops-list-living-in-France
How do I know if it is a legitimate QROPS scheme?
QROPS approved plans that agree to have their details published are listed on the HMRC website. A UK Pension administrator will confirm a QROPS listing before agreeing to a transfer. If not listed, the administrator will contact HMRC
Planet Toccer Holding Ltd., founded by former world class athlete, Mark Thomas, has teamed up with leading animated film and gaming industry veterans to launch Goaly Moley, the first 3D mobile game app from the Space Sports franchise.
Space Sports’ Goaly Moley is a highly engaging and competitive 3D game app with rich graphics and cosmic monsters. Players can test their soccer skills against Galactic Moles as they score points against Madu the Monster. Space Sports is holding the first Goaly Moley Championship of the ZaZa Galaxy starting on April 15th, 2013. The winner will receive an all expenses paid trip for two to London to attend the U.E.F.A. (Union of European Football Association) Champions League Final on May 25th, 2013.
To view Multimedia News Release, go to http://www.multivu.com/mnr/60223-planet-toccer-launches-free-space-sports-app-3d-mobile-games-platform
Just like people, dogs have their good days and bad days but for the 4.7 million dog bite victims each year, a dogs’ bad day can result in serious injury or even death. In 2012, State Farm® had 3,670 dog bite claims and paid more than $108 million as a result of dog bites. This is a slight decrease compared to the number of dog bite claims in 2011 (3,750 claims) and a slight decrease in the amount paid as a result of dog bite claims in 2011 ($109 million).
To view Multimedia News Release, go to http://www.multivu.com/mnr/56916-state-farm-usps-avma-national-dog-bite-prevention-week
http://boazbagbag.com | The car Dealer Hero Boaz Bagbag Cash for Cars in 2 Hours Fast, Fair & Friendly Bagbag Boaz Top cash paid on the spot for your car,truck,suv
Overstock.com, Inc. (NASDAQ: OSTK) this month reached the milestone of having paid over $100 million to Worldstock.com’s artisan suppliers around the world. Worldstock Fair Trade® is one of Overstock.com’s socially responsible stores, found on the Overstock.com online shopping website and at www.worldstock.com. Patrick M. Byrne, Overstock.com chairman and CEO founded Worldstock.com in 2001 after he met a small group of artisans in Cambodia that are land-mine survivors.
To view the Multimedia News Release, go to http://www.multivu.com/mnr/64503-overstock-com-compensated-worldstock-artisans-100-million
The First Division Museum at Cantigny Park will commemorate the 70th anniversary of D-Day and honor surviving World War II veterans on Saturday, June 7. Activities at the museum are scheduled from 10 am to 5 pm and all ages are welcome. Participation is free with paid parking ($5).
To view the Multimedia News Release, go to http://www.multivu.com/mnr/7116651-first-division-museum-cantigny-park-d-day-70-th-anniversary
According to entrants to our latest competition, Machu Picchu in Peru has been voted the most desirable place to escape to. Hostelworld, the leading budget travel website, is offering one lucky winner and a friend the opportunity to jet off round the world on an incredible trip, all expenses paid. All you have to do to enter the competition is pick your top three choices from 30 incredible adventures, and you could be in with a chance to win all three.
As part of the competition, valid until the 30th of June, Hostelworld produced a video of an offline stunt. We brought the spirit of travel to shoppers in London’s Westfield Shopping Centre by setting up a series of scenarios, using a mixture of augmented reality and live actors. We filmed the public’s reactions and captured how they interacted with what was happening.
To view the Multimedia News Release, go to http://www.multivu.com/mnr/71400552-machu-picchu-travellers-top-destination
April showers bring May flowers but it also brings the potential for water in your basement. One of the worst experiences a homeowner can have is a backed-up sewer or drain filling the basement with foul-smelling water and sewage. Water losses are rising even though many of these accidents are preventable. In 2014, State Farm paid nearly $1.8 billion for water loss claims as a result of frozen pipes, flooded basements and burst appliance hoses, an increase from the $1.3 billion State Farm paid in 2013.
To view the Multimedia News Release, go to http://www.multivu.com/players/English/7452831-state-farm-weather-preparedness/
Avon Products, Inc. (NYSE: AVP) today announced the launch of Beauty for a Purpose, a new global brand statement focused on the company’s commitment to empowering Avon Representatives and women around the world through beauty and financial independence.
Beauty for a Purpose provides a framework for the company to champion three defining areas: Avon’s beauty products of demonstrable quality and value; Avon’s earning opportunity, which allows millions of women around the world to build self-reliance and a better life for themselves and their families; and the network effect of empowered women empowering others.
The new branding effort will be powered through ongoing multi-channel communications campaigns designed to tell the whole Avon story to consumers and Representatives. The campaigns will be supported through paid media, and will also leverage the company’s digital and print channels as story-telling platforms. Central to the strategy is the launch of a new brand publishing site, BeautyforaPurpose.com, which includes a digital gallery featuring Avon Representatives around the world who have uploaded their photos to social media using #BeautyforaPurpose.
To view the Multimedia News Release, go http://www.multivu.com/players/English/7546151-avon-beauty-for-a-purpose/
Lightning may not seem as destructive as other natural disasters, yet a strike can cause serious damage to business equipment and electrical appliances, disrupt electrical service for long periods of time, and spark wildfires. In 2014, State Farm paid nearly $149 million dollars for insurance claims as a result of damage from lightning strikes.
June, July, and August are the times of year when lightning is most frequent. Even though lightning is weather-related and not a preventable event, there are ways to reduce your chance of damage from a power surge or fire. That is why State Farm has joined forces with the Insurance Institute for Business and Home Safety (IBHS) in recognition of Lightning Awareness Week, June 21-27.
To view the Multimedia News Release, go http://www.multivu.com/players/English/7452831-state-farm-weather-preparedness/
