QROPS - Qualifying Recognised Overseas Pension Schemes were introduced in 2006 as part of a major overhaul of Britain\'s pension framework, aimed at simplifying pension transfers to another country. New legislation was passed by the UK tax authority, HM Revenue and Customs (HMRC), in order to comply with an EU directive that pensions be free to move across Europe\'s borders. This ruling means that individuals, wishing to retire to countries such as France, Spain and Portugal can effectively take their UK pension funds with them: http://www.axis-finance.com/what-are-qrops.php
Who can apply for a QROPS?
A QROPS is specifically designed to allow anyone, not intending to retire in the UK, to transfer existing and frozen UK pension plans into a more appropriate retirement vehicle.
Individuals who are, or have been members of a UK registered pension fund and are currently living outside of the UK, or intending to leave the UK on a permanent basis, can consider transferring their retirement fund into a QROPS: http://www.axis-finance.com/qrops-living-in-France
Transfers to QROPS
The UK Government allows transfers to QROPS to be made free of UK tax. Their aim is to simplify the affairs of individuals leaving the UK on a permanent basis and to encourage them to continue saving in order to provide an income when they retire. There is no official limit to the amount of funds that may be transferred to a QROPS: http://www.axis-finance.com/qrops-France-pension-transfers
QROPS - HMRC Rules
What makes a scheme a QROPS?
In order to transfer your UK pension into a QROPS, it is necessary for the overseas pension scheme to be accepted by HMRC. The criteria outlined by HMRC for an overseas scheme to qualify as a QROPS include:
- The pension scheme must be established outside of the UK
- It must be recognised for tax purposes in the country where it is located
- It must be regulated in the country in which it is established
Age that benefits can be taken from a QROPS
The QROPS regime mirrors that of a regulated pension scheme in the UK. Benefits, including lump sum payments, from the transferred funds may not be distributed earlier than the normal retirement age of 55, if an individual has been a non-UK resident for less than five complete tax years: http://www.axis-finance.com/qrops-living-in-France-HMRC-Rules
QROPS Reporting requirements
HMRC should be notified if a payment is made within the first five tax years of a member becoming non-UK tax resident. Any benefits paid before five complete tax years of non-UK residency and not in accordance with UK Pension rules will be deemed an unauthorised payment.
The scheme manager does not have to notify HMRC if the payment is made 10 or more years after the day of the transfer that created the QROPS fund for the \'relevant member\', provided that the person is non UK resident for the duration of this period. This 10 year \'bracket\' for reporting payments took effect as of 6 April 2012.
QROPS List
When transferring your UK pension to a scheme overseas, it is important to check that the scheme meets the conditions to be a qualifying recognised overseas pension scheme (QROPS). Not all transfers to overseas or offshore schemes are QROPS transfers; it is therefore essential to verify that the scheme receiving your UK benefits is on the QROPS list published by HMRC, otherwise a transfer will be treated as a transfer to a non-qualifying overseas scheme and substantial penalties may be applied by HMRC at the time of transfer: http://www.axis-finance.com/qrops-list-living-in-France
How do I know if it is a legitimate QROPS scheme?
QROPS approved plans that agree to have their details published are listed on the HMRC website. A UK Pension administrator will confirm a QROPS listing before agreeing to a transfer. If not listed, the administrator will contact HMRC
Genvip video corporativo locutor ingles britanico Madrid España con estudio propio autonnomo Edward Olive
Corporate video voiceover by Edward Olive freelance self employed voice-over actor in Madrid Spain with home studio
http://www.edwardolive.com/audio-locutor-ingles-madrid-espana-english-british-voiceover-spain1.php
Locutores en Madrid. Locutores internacionales nativos
Locutores ingleses, dobladores americanos, actores britanicos nativos en Madrid España Edward Olive para voz en off estadounidense, doblaje y locuciones de narrador y personajes para televisión, spots, jingles, publicidad, programas, series, videojuegos, radio, cine, documentales, videos de empresa y videos corporativos.
Precios y tarifas para locución en inglés británico nativo.
http://www.edwardolive.com/homepage_english_british_actor_madrid_barcelona_spain_tv_films_ads_voiceovers.php
English British voice-over actors in Madrid Spain American voice-overs for television series & programmes, radio, corporate videos, commercials, video games, jingles, TV programs, dubbing & feature films voiceovers as narrator and for characters in English, BBC RP and regional UK accents.
Ejemplo de una escena grabada para un video book de actores y actrices en Madrid para enviar a directores de casting, agencias de actores y modelos y representantes artisticos con Belen Gonzalez Dura actriz española.
Example of scene recorded for videobook, reel, showreel and book of photos and portraits for actors, actresses and models in Madrid Spain Edward Olive photographer and videographer.
Example of coaching by Edward Olive British English voice coach for actors and drama teacher in Madrid Spain.
Videobooks de Edward Olive para actores y actrices en Madrid España para directores y directoras de casting, agencias de actor y representantes de modelos.
Ejemplo de coaching y clases de arte dramático en ingles de Edward coach de voz inglés británico nativo y profesor de arte dramatico.
http://www.edwardolive.info/books_para_actores_madrid_modelos_book_casting_fotografo.php
http://www.edwardolive.com/castings_cine_TV_anuncios_directores_actores_modelos_Madrid_Barcelona_Espana.php
http://www.linkedin.com/pub/bel%C3%A9n-gonz%C3%A1lez-dur%C3%A1/6a/5b3/aab
Ejemplo de una escena grabada para un video book de actores y actrices en Madrid para enviar a directores de casting, agencias de actores y modelos y representantes artisticos con Belen Gonzalez Dura actriz.
Example of scene recorded for videobook, reel, showreel and book of photos and portraits for actors, actresses and models in Madrid Spain Edward Olive photographer and videographer.
Example of coaching by Edward Olive British English voice coach for actors and drama teacher in Madrid Spain.
Videobooks de Edward Olive para actores y actrices en Madrid España para directores y directoras de casting, agencias de actor y representantes de modelos.
Ejemplo de coaching y clases de arte dramático en ingles de Edward coach de voz ingles britanico nativo y profesor de arte dramatico en ingles.
http://www.edwardolive.info/books_para_actores_madrid_modelos_book_casting_fotografo.php
http://www.edwardolive.com/castings_cine_TV_anuncios_directores_actores_modelos_Madrid_Barcelona_Espana.php
http://www.linkedin.com/pub/bel%C3%A9n-gonz%C3%A1lez-dur%C3%A1/6a/5b3/aab
Ejemplo de una escena grabada para un video book de actores y actrices en Madrid para enviar a directores de casting, agencias de actores y modelos y representantes artisticos con Belen Gonzalez Dura actriz.
Example of scene recorded for videobook, reel, showreel and book of photos and portraits for actors, actresses and models in Madrid Spain Edward Olive photographer and videographer.
Example of coaching by Edward Olive British English voice coach for actors and drama teacher in Madrid Spain.
Videobooks de Edward Olive para actores y actrices en Madrid España para directores y directoras de casting, agencias de actor y representantes de modelos.
Ejemplo de coaching y clases de arte dramático en ingles de Edward coach de voz ingles britanico nativo y profesor de arte dramatico en ingles.
http://www.edwardolive.info/books_para_actores_madrid_modelos_book_casting_fotografo.php
http://www.edwardolive.com/castings_cine_TV_anuncios_directores_actores_modelos_Madrid_Barcelona_Espana.php
http://www.linkedin.com/pub/bel%C3%A9n-gonz%C3%A1lez-dur%C3%A1/6a/5b3/aab
Ejemplo de voz en off para video corporativo de locutor ingles britanico en Madrid Edward Olive con estudio propio para grabacion de locuciones. Locución grabada en home studio con Rode Videomic Pro, FiiO, Audacity y Toshiba SATELLITE P875 Harmon Kardon.
Edward Olive es un locutor y actor nativo inglés británico nacido en 1970, residente y autónomo en Madrid España, que propone servicios de locuciones para todo tipo de proyecto audiovisual.
Además de ser locutor y actor Edward abogado inglés y ex profesor de derecho y ofrece una voz a la vez neutra de narrador de clase media corporativa seria y también cálida y amable de 35-50 años para videos de empresa y venta, campañas de anuncios televisivos, programas de viaje, e-learning y para apps de tabletas y teléfonos móvil.
Además de una voz estándar de locutor corporativo, como actor Edward tiene a sus disposición una gran variedad de personajes, acentos regionales y actuaciones que se puede adaptar para crear todo de papeles de personajes de diferentes tamaños y edades tanto serios o dramáticos como cómicos para video juegos, cuentos infantiles, voces para maquinas tragaperras, dibujos animales etc.
Edward Olive dispone de estudio propio para grabar locuciones en Madrid centro y de desplaza a los estudios y productoras de sus clientes para colaborar con directores de proyectos.
Edward Olive is a native British English voice-over artist and professional screen actor resident and legally self employed in Madrid Spain.
As well as professional voice over actor Edward is a UK solicitor (attorney / lawyer) and ex law lecturer and offers a neutral middle class educated professional corporate narrator voice which is at the same time serious and professional and also warm and approachable in its tone and delivery, perfectly adapted for all sorts of audiovisual projects including corporate & sales videos, television advertising campaigns, travel programs, tablet & mobile phone apps and e-learning.
As a professional actor Edward also offers a range of characters which can be adapted to clients\\\\\\\' projects that can include age changes, bodies of large and small size, regional accents and voice variations. Various roles can be played from the serious or dramatic to the light and comic for videogames, slot machines & one arm bandits, children\\\\\\\'s stories and cartoons.
Edward has his own studio in Madrid and also offers the possibility of collaborating with clients and directors in their studios in Madrid to suit the clients\\\\\\\' need best.
Websites: http://www.edwardolive.com/
http://www.actoringles.com/
http://www.actoringles.es/
Ejemplo de una clase del curso de coach de voz inglés con profesor de ingles británico nativo y locutor Edward Olive escuela de inglés para un profesor especializado en clases para actores, arte dramático, preparación para presentar videos corporativos como presentador o presentadora, grabar voz en off para locutor o locutora, aprender un acento inglés de Gran Bretaña - Reino Unido - Inglaterra, coaching para dar presentaciones, participar en reuniones en inglés, ingles corporativo, inglés de negocios o ingles juridico en Madrid España. Academia de ingles en Madrid con clases personalizadas de inglés con Edward Olive coach de voz en ingles para clases de técnica, fonética, hablar en público y locución. Las clases se imparten con máximo dos alumnos por clase con lectura en voz alta, ensayos y grabaciones de las locuciones de los alumnos, con aspectos técnicos como postura, vocalización, respiración, naturalidad, control vocal, posicionamiento ante micrófonos, lectura anticipada, hábitos vocales y técnicas de arte dramático. Escuelas británicas en Madrid capital y la comunidad de Madrid.
http://www.coachingles.com/
Example of class from course with British English language vocal coach & voiceover teacher Edward Olive British voice coaching school in Madrid Spain English academy for actors, actresses, voiceover artists, company executives, lawyers and companies to help with presentations, meetings and public speaking and preparing corporate videos. Acting and drama classes for actors, actresses and voiceover talent. British schools in Madrid.
http://www.englishcoaching.eu/
Ejemplo de una clase del curso de coach de voz inglés con profesor de ingles británico nativo y locutor Edward Olive escuela de inglés para un profesor especializado en clases para actores, arte dramático, preparación para presentar videos corporativos como presentador o presentadora, grabar voz en off para locutor o locutora, aprender un acento inglés de Gran Bretaña - Reino Unido - Inglaterra, coaching para dar presentaciones, participar en reuniones en inglés, ingles corporativo, inglés de negocios o ingles juridico en Madrid España. Academia de ingles en Madrid con clases personalizadas de inglés con Edward Olive coach de voz en ingles para clases de técnica, fonética, hablar en público y locución. Las clases se imparten con máximo dos alumnos por clase con lectura en voz alta, ensayos y grabaciones de las locuciones de los alumnos, con aspectos técnicos como postura, vocalización, respiración, naturalidad, control vocal, posicionamiento ante micrófonos, lectura anticipada, hábitos vocales y técnicas de arte dramático. Escuelas británicas en Madrid capital y la comunidad de Madrid.
http://www.coachingles.com/
Example of class from course with British English language vocal coach & voiceover teacher Edward Olive British voice coaching school in Madrid Spain English academy for actors, actresses, voiceover artists, company executives, lawyers and companies to help with presentations, meetings and public speaking and preparing corporate videos. Acting and drama classes for actors, actresses and voiceover talent. British schools in Madrid.
http://www.englishcoaching.eu/
Ejemplo de una clase del curso de coach de voz inglés con profesor de ingles británico nativo y locutor Edward Olive escuela de inglés para un profesor especializado en clases para actores, arte dramático, preparación para presentar videos corporativos como presentador o presentadora, grabar voz en off para locutor o locutora, aprender un acento inglés de Gran Bretaña - Reino Unido - Inglaterra, coaching para dar presentaciones, participar en reuniones en inglés, ingles corporativo, inglés de negocios o ingles juridico en Madrid España. Academia de ingles en Madrid con clases personalizadas de inglés con Edward Olive coach de voz en ingles para clases de técnica, fonética, hablar en público y locución. Las clases se imparten con máximo dos alumnos por clase con lectura en voz alta, ensayos y grabaciones de las locuciones de los alumnos, con aspectos técnicos como postura, vocalización, respiración, naturalidad, control vocal, posicionamiento ante micrófonos, lectura anticipada, hábitos vocales y técnicas de arte dramático. Escuelas británicas en Madrid capital y la comunidad de Madrid.
http://www.coachingles.com/
Example of class from course with British English language vocal coach & voiceover teacher Edward Olive British voice coaching school in Madrid Spain English academy for actors, actresses, voiceover artists, company executives, lawyers and companies to help with presentations, meetings and public speaking and preparing corporate videos. Acting and drama classes for actors, actresses and voiceover talent. British schools in Madrid.
http://www.englishcoaching.eu/
DEIMOS-2, Spain's first ultra-high resolution satellite launched into orbit on 19 June, has started capturing its first images just 12 hours after it was brought on line.
DEIMOS-2, which was launched from the launch site at Yasny (Russia), was developed by Elecnor Deimos in a record time of just three years. The company built an innovative Satellite Integration and Operations Centre in Puertollano (Spain) to assemble and subsequently control DEIMOS-2. As a result, this project completes Elecnor Deimos' presence in the entire value chain for space missions. Elecnor Deimos has the capability to manage entire space programs: design, integrate, validate, launch and operate Earth observation satellites; use them for commercial purposes and develop them for third parties.
To view the Multimedia News Release, go to http://www.multivu.com/mnr/71400573-elecnor-deimos-2-satellite-images
Olives from Spain offers American consumers great recipes with this millenary ingredient from the Mediterranean, during their Have an Olive Day campaign. Ideal in high temperature weather, olives are a key component of the Mediterranean Diet which is part of the Intangible Cultural Heritage of Humanity. The supply of olives - is extensive with numerous formats and more than eighty types of fillings.
The versatility of European olives means they can be used in any recipe as they combine four classic flavours; sour, bitter, sweet and savoury. The antioxidants maintain cell integrity furthermore; olives are a natural source of antioxidant Vitamin E.
To view the multimedia release go to:
https://www.multivu.com/players/uk/8368151-olives-from-spain-new-recipes-for-summer/
Olives from Spain offers American consumers great recipes with this millenary ingredient from the Mediterranean, during their Have an Olive Day campaign. Ideal in high temperature weather, olives are a key component of the Mediterranean Diet which is part of the Intangible Cultural Heritage of Humanity. The supply of olives - is extensive with numerous formats and more than eighty types of fillings.
The versatility of European olives means they can be used in any recipe as they combine four classic flavours; sour, bitter, sweet and savoury. The antioxidants maintain cell integrity furthermore; olives are a natural source of antioxidant Vitamin E.
To view the multimedia release go to:
https://www.multivu.com/players/uk/8368151-olives-from-spain-new-recipes-for-summer/
