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Ruins and historical significance of Ayutthaya are special enough for any eyes and ears to witness. But with “Musical Extravaganza, Jazz Concert” going on right now, Ayutthaya becomes even more charming.
Listening to a soft jazz music amidst the ancient ruins, enjoying the cool breeze? What can be better than this? You’re with me Suwida Boonyatistarn, reporting from Wat Phra Ram, Ayutthaya Historical Park
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QROPS - Qualifying Recognised Overseas Pension Schemes were introduced in 2006 as part of a major overhaul of Britain\'s pension framework, aimed at simplifying pension transfers to another country. New legislation was passed by the UK tax authority, HM Revenue and Customs (HMRC), in order to comply with an EU directive that pensions be free to move across Europe\'s borders. This ruling means that individuals, wishing to retire to countries such as France, Spain and Portugal can effectively take their UK pension funds with them: http://www.axis-finance.com/what-are-qrops.php
Who can apply for a QROPS?
A QROPS is specifically designed to allow anyone, not intending to retire in the UK, to transfer existing and frozen UK pension plans into a more appropriate retirement vehicle.
Individuals who are, or have been members of a UK registered pension fund and are currently living outside of the UK, or intending to leave the UK on a permanent basis, can consider transferring their retirement fund into a QROPS: http://www.axis-finance.com/qrops-living-in-France
Transfers to QROPS
The UK Government allows transfers to QROPS to be made free of UK tax. Their aim is to simplify the affairs of individuals leaving the UK on a permanent basis and to encourage them to continue saving in order to provide an income when they retire. There is no official limit to the amount of funds that may be transferred to a QROPS: http://www.axis-finance.com/qrops-France-pension-transfers
QROPS - HMRC Rules
What makes a scheme a QROPS?
In order to transfer your UK pension into a QROPS, it is necessary for the overseas pension scheme to be accepted by HMRC. The criteria outlined by HMRC for an overseas scheme to qualify as a QROPS include:
- The pension scheme must be established outside of the UK
- It must be recognised for tax purposes in the country where it is located
- It must be regulated in the country in which it is established
Age that benefits can be taken from a QROPS
The QROPS regime mirrors that of a regulated pension scheme in the UK. Benefits, including lump sum payments, from the transferred funds may not be distributed earlier than the normal retirement age of 55, if an individual has been a non-UK resident for less than five complete tax years: http://www.axis-finance.com/qrops-living-in-France-HMRC-Rules
QROPS Reporting requirements
HMRC should be notified if a payment is made within the first five tax years of a member becoming non-UK tax resident. Any benefits paid before five complete tax years of non-UK residency and not in accordance with UK Pension rules will be deemed an unauthorised payment.
The scheme manager does not have to notify HMRC if the payment is made 10 or more years after the day of the transfer that created the QROPS fund for the \'relevant member\', provided that the person is non UK resident for the duration of this period. This 10 year \'bracket\' for reporting payments took effect as of 6 April 2012.
QROPS List
When transferring your UK pension to a scheme overseas, it is important to check that the scheme meets the conditions to be a qualifying recognised overseas pension scheme (QROPS). Not all transfers to overseas or offshore schemes are QROPS transfers; it is therefore essential to verify that the scheme receiving your UK benefits is on the QROPS list published by HMRC, otherwise a transfer will be treated as a transfer to a non-qualifying overseas scheme and substantial penalties may be applied by HMRC at the time of transfer: http://www.axis-finance.com/qrops-list-living-in-France
How do I know if it is a legitimate QROPS scheme?
QROPS approved plans that agree to have their details published are listed on the HMRC website. A UK Pension administrator will confirm a QROPS listing before agreeing to a transfer. If not listed, the administrator will contact HMRC
Paddy O'Gorman visits an Irish Social Welfare Office. I think it was in my hometown of Tallaght.
This is a test animation made in After Effects.
I heard this segment on Pat Kenny's RTE radio show about people applying for Community Welfare grants in Tallaght, Dublin and besides annoying me at how these people just take, take, take I thought it would be a perfect basis to try out animating in After Effects CS5.
These characters/this style will be fine tuned for the Agent Zorlax animated short. Please comment if you have any tips, I know I messed up here and there.
Hans and Penelope get down n dirty this time. This week, we are taking up one of the most common topics on love and relationship. “How do I please my partner?” We also take up a new bestselling book, the “7 Languages of Love”. The book talks about “What pleases your partner?”, which is a problem that doesn’t have a universal formula and every situation or relationship is kind of unique to itself. So, this is more of a self-discovery and a long process to undertake.
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Modern semitrailers for the most part do a good job of keeping passenger vehicles from sliding underneath them, greatly increasing the chances of surviving a crash into the back of a large truck, recent tests by the Insurance Institute for Highway Safety (IIHS) show. But in crashes involving only a small portion of the truck’s rear, most trailers fail to prevent potentially deadly underride.
Earlier research showed that the minimum strength and dimensions required for underride guards are inadequate, prompting the Institute to petition the National Highway Traffic Safety Administration (NHTSA) in 2011 for tougher standards. The Institute also asked the agency to consider applying the standards to other types of large trucks, such as dump trucks that aren’t required to have any underride guards.
Cypress Cay Pontoons is the premier Manufacturer and Designer of Fishing and Luxury Pontoon Boats. Locate your nearest Pontoon Dealer for any questions regarding pricing and product availability. Compare and choose a Model for ultimate comfort, amenities and ease of use at CypressCayPontoons.com. We also provide well-equipped fish models.
Cypress Cay Pontoons is the premier Manufacturer and Designer of Fishing and Luxury Pontoon Boats. Locate your nearest Pontoon Dealer for any questions regarding pricing and product availability. Compare and choose a Model for ultimate comfort, amenities and ease of use at CypressCayPontoons.com. We also provide well-equipped fish models.
Spring is the perfect time to add a little fabulous to any wardrobe and home, and this seasons must-have trends like lace, peplum, sorbet colors and floral prints are in full bloom at Marshalls. To prepare for Spring, TV personality Maria Menounos went shopping at Marshalls and filled her closet (and her home!) with designer pieces in all of those same must-have trends that she’s seen and loved on the red carpet and on celebrities while filming Extra!
To view Multimedia News Release, go to http://www.multivu.com/mnr/60711-marshalls-and-celeb-tv-host-maria-menounos-spring-wardrobe-home-trends
