CGAP recently conducted a study of 426 Mexican households with income below $1,440 per month in an effort to better understand the financial habits, needs and wants of low-income customers. The nationally representative survey helped segment customers into six groups with common needs and behavior towards financial services. The study highlights in particular four lower-income groups – those living on US$4-10 per day (seasonal workers), US$10 per day (entrepreneurs), US$15 per day (informal salaried/wage workers) and US$12 per day (formal salaried workers) – and found that even across these income segments, households’ financial concerns and aspirations were similar.
To view Multimedia News Release, go to http://www.multivu.com/mnr/50762-cgap-analysis-low-income-households-in-mexico-matches-financial-products
Bank of the West has seen a rise in mortgage loan applications since April as homeowners seek to take advantage of low interest rates under the government’s Home Affordable Refinance Program (HARP) 2.0.
For consumers wanting to learn more about HARP, Bank of the West has published Eight Essential Harp Tips and introduced an educational video series on HARP loans that can be viewed on YouTube at YouTube.com/Bankofthewest.
“We are anticipating that one out of every five new borrowers will be a homeowner seeking a HARP 2.0 refinance loan this year,” said Karen Mayfield, Bank of the West’s National Sales Manager for the Mortgage Banking Division. “This program is providing real relief for homeowners who are current on their mortgage but have been unable to refinance due to a decline in the value of their home.”
To view Multimedia News Release, go to http://www.multivu.com/mnr/54577-bank-of-the-west-mortgage-loan-applications-refinance-harp-2-0
Experian® today announced the expansion of the company’s Global Consulting Practice that will provide its customers in the North American market with analysis, powerful insight and valuable recommendations that improve the speed and quality of business decisions.
Experian’s North American Global Consulting Practice will draw on the company’s deep expertise in financial services, banking, retail cards and payments, mortgages, automotive finance, small-business, telecommunications, utilities and government. The practice is made up of business consultants who average 20 years of experience working directly in these core markets and industries that the practice serves.
To view Multimedia News Release, go to http://www.multivu.com/mnr/53035-experian-launches-new-north-american-focus-of-global-consulting-practice
TD Bank, America’s Most Convenient Bank®, today announced that it will continue to offer instant issue debit cards with no monthly debit card purchase fees. Additionally, TD is empowering consumers with the convenience of free, same-day instant issue debit cards paired with the benefits of 7-day banking, extended hours and hassle-free products.
To view Multimedia News Release, go to http://www.multivu.com/mnr/52947-td-bank-offers-no-monthly-fee-for-debit-card-purchases
Furthering CEO Vikram Pandit’s vision to become the world’s digital bank, Citibank today unveiled its first-ever consumer banking app designed specifically for iPad. Citibank for iPad® provides U.S. consumer banking clients with an engaging, visually rich tool to track, analyze and plan their finances.
To view Multimedia News Release, go to http://www.multivu.com/mnr/51231-citibank-digital-banking-ipad-app
From communicating via email and social networking sites to online banking and shopping, so many of our daily activities involve access to the cyber world. The nation’s dependency on cyber networks continues to increase and with it the potential for cyber threats. This is why CyberPatriot was created!
To view Multimedia News Release, go to http://multivu.prnewswire.com/mnr/afa/49360/
Summer should be about taking vacations and spending time with friends and family, not taking trips to the bank branch and waiting in line to speak to a teller. That’s why ING DIRECT USA, the nation’s largest direct bank, is encouraging its Customers to put their bank branch in their pocket with the launch of their enhanced mobile application for iPhone® and BlackBerry® devices.
To view Multimedia News Release, go to http://multivu.prnewswire.com/mnr/ingdirect/45386/
Summer should be about taking vacations and spending time with friends and family, not taking trips to the bank branch and waiting in line to speak to a teller. That’s why ING DIRECT USA, the nation’s largest direct bank, is encouraging its Customers to put their bank branch in their pocket with the launch of their enhanced mobile application for iPhone® and BlackBerry® devices.
To view Multimedia News Release, go to http://multivu.prnewswire.com/mnr/ingdirect/45386/
Check out Kyle at http://www.53.com/Students. He's the kind of guy who likes to live large but doesn't have the cash to pay for it. And, after you watch his videos, make sure to peruse all the ways we can help you save money and spend wisely. So you don't become
Required:
Skills: Level 10 Hunter, Level 30 Agility, Level 30 Crafting, Level 34 Construction
Items: 10 oak planks, 10 Steel nails , Hammer, Spade, clockwork, plank, silk, raw cod, swamp tar, 5 feathers, Mahogany plank, soft leather. You can take all these items with you at the beginning to avoid banking.
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Required:
Skills: Level 10 Hunter, Level 30 Agility, Level 30 Crafting, Level 34 Construction
Items: 10 oak planks, 10 Steel nails , Hammer, Spade, clockwork, plank, silk, raw cod, swamp tar, 5 feathers, Mahogany plank, soft leather. You can take all these items with you at the beginning to avoid banking.
