QROPS - Qualifying Recognised Overseas Pension Schemes were introduced in 2006 as part of a major overhaul of Britain\'s pension framework, aimed at simplifying pension transfers to another country. New legislation was passed by the UK tax authority, HM Revenue and Customs (HMRC), in order to comply with an EU directive that pensions be free to move across Europe\'s borders. This ruling means that individuals, wishing to retire to countries such as France, Spain and Portugal can effectively take their UK pension funds with them: http://www.axis-finance.com/what-are-qrops.php
Who can apply for a QROPS?
A QROPS is specifically designed to allow anyone, not intending to retire in the UK, to transfer existing and frozen UK pension plans into a more appropriate retirement vehicle.
Individuals who are, or have been members of a UK registered pension fund and are currently living outside of the UK, or intending to leave the UK on a permanent basis, can consider transferring their retirement fund into a QROPS: http://www.axis-finance.com/qrops-living-in-France
Transfers to QROPS
The UK Government allows transfers to QROPS to be made free of UK tax. Their aim is to simplify the affairs of individuals leaving the UK on a permanent basis and to encourage them to continue saving in order to provide an income when they retire. There is no official limit to the amount of funds that may be transferred to a QROPS: http://www.axis-finance.com/qrops-France-pension-transfers
QROPS - HMRC Rules
What makes a scheme a QROPS?
In order to transfer your UK pension into a QROPS, it is necessary for the overseas pension scheme to be accepted by HMRC. The criteria outlined by HMRC for an overseas scheme to qualify as a QROPS include:
- The pension scheme must be established outside of the UK
- It must be recognised for tax purposes in the country where it is located
- It must be regulated in the country in which it is established
Age that benefits can be taken from a QROPS
The QROPS regime mirrors that of a regulated pension scheme in the UK. Benefits, including lump sum payments, from the transferred funds may not be distributed earlier than the normal retirement age of 55, if an individual has been a non-UK resident for less than five complete tax years: http://www.axis-finance.com/qrops-living-in-France-HMRC-Rules
QROPS Reporting requirements
HMRC should be notified if a payment is made within the first five tax years of a member becoming non-UK tax resident. Any benefits paid before five complete tax years of non-UK residency and not in accordance with UK Pension rules will be deemed an unauthorised payment.
The scheme manager does not have to notify HMRC if the payment is made 10 or more years after the day of the transfer that created the QROPS fund for the \'relevant member\', provided that the person is non UK resident for the duration of this period. This 10 year \'bracket\' for reporting payments took effect as of 6 April 2012.
QROPS List
When transferring your UK pension to a scheme overseas, it is important to check that the scheme meets the conditions to be a qualifying recognised overseas pension scheme (QROPS). Not all transfers to overseas or offshore schemes are QROPS transfers; it is therefore essential to verify that the scheme receiving your UK benefits is on the QROPS list published by HMRC, otherwise a transfer will be treated as a transfer to a non-qualifying overseas scheme and substantial penalties may be applied by HMRC at the time of transfer: http://www.axis-finance.com/qrops-list-living-in-France
How do I know if it is a legitimate QROPS scheme?
QROPS approved plans that agree to have their details published are listed on the HMRC website. A UK Pension administrator will confirm a QROPS listing before agreeing to a transfer. If not listed, the administrator will contact HMRC
JNA (Jewellery News Asia), organiser of the prestigious JNA Awards, has announced the much-anticipated list of Honourees or shortlisted finalists across 15 categories for 2015. A total of 49 Honourees representing 31 companies from 10 countries/regions have been shortlisted.
The JNA Awards is supported by Headline Partners Rio Tinto Diamonds and Chow Tai Fook, together with Honoured Partners Diarough Group, Gübelin Group, Israel Diamond Institute Group of Companies, Shanghai Diamond Exchange and Guangdong Land Holdings Limited (GDLAND).
To view the Multimedia News Release, go to http://www.multivu.com/players/English/7559651-jna-awards-2015/
E FUN introduces the Nextbook Flexx line of 2-in-1 tablets with Windows 8.1. The new 11.6” Flexx 11 and its smaller sibling, the 10.1” Flexx 10, deliver a great value with the best features of a tablet and laptop, including a detachable POGO keyboard and touch screen. Designed for the budget-conscious consumer, these Intel-powered tablets are offered at select* Walmart stores and Walmart.com for $227 (Flexx 11) and $178 (Flexx 10). Owners of the Nextbook Flexx tablets can upgrade to Windows 10 for free** starting July 29.
To view the Multimedia News Release, go to http://www.multivu.com/players/English/7515651-e-fun-nextbook-flexx-2-in-1/
The Perelman School of Medicine at the University of Pennsylvania and the March of Dimes Foundation announce the launch of a new $10 million Prematurity Research Center here.
The March of Dimes will invest $10 million during the next five years to create a transdisciplinary center conducting team-based research, led by physicians and researchers at the Hospital of the University of Pennsylvania and The Children’s Hospital of Philadelphia, to discover the unknown causes of preterm birth and develop new strategies to prevent it. This March of Dimes Prematurity Research Center at the University of Pennsylvania is part of a “medical Manhattan Project” of five such centers in the United States created by the foundation since 2011.
To view the Multimedia News Release, go to http://www.multivu.com/players/English/65164-march-of-dimes-march-for-babies-2014/
KitchenAid, long known for the power, durability and eye-catching design of its iconic countertop appliances, is introducing the most powerful blender in the market.
Scheduled for availability in May, the new KitchenAid® Pro Line® Series Blender will be offered in two models launching exclusively at Williams-Sonoma. Both models feature a 3.5 Peak HP motor, a self-cleaning cycle and a 10-year warranty. The upgraded models provide the added convenience of a dual-wall Thermal Control jar that quickly heats blended ingredients in as little as four minutes, stays cool to the touch, and retains the temperature for hot soups and sauces. They also feature three pre-set Adapti-Blend™ recipe programs for Soup, Juices and Smoothies.
To view the multimedia release go to:
http://www.multivu.com/players/English/7766752-kitchenaid-pro-line-series-blender/
In just five hours overnight on October 18, Times Square was transformed from a concrete jungle into a woodland paradise by LightStream, the national online lending division of SunTrust Bank. Nearly 200 live trees, shrubs and plants -- oak, maple, and purple plum trees, as well as rhododendron, mountain laurels and more – provided a magical setting for thousands of visitors to enjoy and have their photo taken and shared on a Times Square billboard. The Forest of Dreams event kicked off LightStream’s effort to plant 10,000 trees in October, one for each person who participated in Times Square or who signs up at LightStreamForests.com before November 1.
The Forest of Dreams will benefit wilderness areas and green spaces across the U.S., including areas decimated by wildfires and hurricanes in Houston, Miami and California.
To view the multimedia release go to:
https://www.multivu.com/players/English/7740051-lightstream-forest-of-dreams/
Surely, there are a lot items designed for the various levels of pleasure, but Dr. Kat particularly enjoys the positive feedback from her clients who introduce the use of sex toys into their romantic play for the first time.
Adam and Eve is here to make that first time purchase nice and easy. Right now, www.AdamAndEve.com is offering a 50% OFF DISCOUNT on almost ANY single item plus FREE Discreet Shipping and a FREE Romance Kit. That’s a toy for him, a massager for her, and a little something that both of you will enjoy.
Just enter the Adam and Eve Offer Code HOME24 at the www.AdamAndEve.com checkout.
Now, here’s a review on a perfect beginner’s sex toy for couples, the 10-Function Remote Mini Egg. This wireless remote controlled mini egg vibrator has 10 different vibrating patterns that can be controlled by your partner by up to 40 feet away. Many have asked “What Are The Best Sex Toys For Couples?”, well, here’s one of the answers. Perfectly designed to tease your partner from afar and even play hide n seek in the bedroom. You can even wear this outside and get a little bit adventurous. For sure, this is going to spice things up during a boring dinner date.
http://adamandeveathomeshoppingshow.blogspot.com/2013/05/Best-Sex-Toys-For-Couples-Wireless-Remote-Control-Mini-Egg-Vibrator.html
Hawaii Film + Arts International today announced their First Annual Hawaii Film Challenge, an international screenwriting contest open to a global pool of talent, and awarding three winners airfare and lodging for their creative team, as well as casting, production staff, and equipment support, and a 10-day shoot and production experience in Hawaii, culminating in an exclusive screening.
The competition is open to entrants 21 years of age and older, and is targeting short film scripts (10-12 minutes) from passionate filmmakers who want the opportunity to have their story produced.
“We created this challenge to give emerging filmmakers a once-in-a-lifetime platform for their voices, and to extend established talent the opportunity to have a truly unique shoot experience,” said Mark Blackburn, co-founder of Hawaii Film + Arts International, patron to several leading Pacific artists, and one of the country’s foremost Polynesian art scholars.
To view the multimedia release go to:
http://www.multivu.com/players/English/8021051-hawaii-film-arts-international-2017-challenge/
Amway Norteamérica está buscando a los 10 jóvenes emprendedores de cambio más sobresalientes de los EE.UU. y Canadá para darles la oportunidad de amplificar su impacto en el mundo a través del Desafío Who Cares de Amway: Concurso de Liderazgo Juvenil. El concurso se anunció hoy durante el We Day Seattle y otorgará $10,000 a cada uno de los 10 ganadores, que pueden otorgar a la organización sin fines de lucro de su elección y les proporcionará el apoyo de un mentor de la organización caritativa internacional y su aliado educativo, Free the Children, para ayudarlos a llevar a cabo su visión.
Para más, vaya a http://www.multivu.com/mnr/55824-amway-announces-who-cares-challenge-youth-leadership-contest/es
Witness how drastically our world could change if the earth warms by just one degree.
Six Degrees Could Change the World :
SUN FEBRUARY 10 8P et/pt : http://channel.nationalgeographic.com/channel/sixdegrees/?source=4003
After 10 years of a successful fashion and style story, fashion house ba&sh reinvents itself with the launch of the Autumn/Winter 2014-15 collection, signing with the unique Bambi Northwood-Blyth, chosen for her glamorous freshness, and her bohemian-chic allure.
To view the Multimedia News Release, go to http://www.multivu.com/mnr/71400590-bash-reveals-bambi-northwood-blyth-campaign-face
