U.S. insurance companies continue to face an uncertain future. Evolving regulatory requirements and a still-shaky economy coupled with more demanding consumers, combine to present a new set of challenges to insurers today. While weaker companies continue to shake out, remaining contenders must realize that survival and success will depend largely on their willingness to innovate.
Frost & Sullivan recently published a whitepaper, Using Mobile Solutions to Improve Insurance Sector Performance, which examines how mobile technology can help control cost, manage risk and create new revenue.
To view Multimedia News Release, go to http://multivu.prnewswire.com/mnr/frostsullivan/53280/
Hybrids have a safety edge over their conventional twins when it comes to shielding their occupants from injuries in crashes, new research by the Highway Loss Data Institute (HLDI), an affiliate of the Insurance Institute for Highway Safety, shows. On average, the odds of being injured in a crash are 25 percent lower for people in hybrids than people traveling in nonhybrid models.
The new finding is more good news for green-minded drivers who don’t want to trade safety for fuel economy. Not so long ago, car buyers had to choose between the two because fuel-efficient cars tended to be smaller and lighter. Now, consumers have more options than ever when it comes to picking an environmentally friendly — and crashworthy — vehicle.
For more information, go to: www.iihs.org
An information technology degree from Kaplan University could be the first step towards a potential information technology career.* Earning an IT degree online can seem like a daunting task, but Kaplan University faculty and staff are available to students through email, instant messaging, and phone calls as well as weekly online seminars.
Kaplan University students who have completed their online information technology degrees have gone on to work at major corporations including Microsoft and Ticketmaster. The IT degree program offered by Kaplan University presents students with real-world scenarios and offers the support to learn in an interactive environment. Constant communication and extensive resources positions Kaplan University among the top online universities.
Completing a university degree online allows the student to continue working full time while being able to take classes that fit into their busy schedules. Even in a difficult economy, a degree from Kaplan University is an investment in your future. Technological advances are not slowing down and those who can manage information technology and all that an IT degree encompasses could have a relevant career ahead of them.
* Kaplan University's programs are designed to prepare graduates to pursue employment in their field of study, or in related fields. However, the University does not guarantee that graduates will be placed in any particular job, eligible for job advancement opportunities, or employed at all. Additional training or certification may be required.
“The Information Systems and Technology programs at Kaplan [University] are very real-world and very relevant. Kaplan [University] teaches its students skills that are really necessary in today’s work place. One of the things we do for an incoming student at Kaplan [University] is we provide them very early on with some diagnostic testing that helps them identify not only their academic strengths and opportunities for learning, but also helps them identify their areas of interest and their strengths outside of the academic setting. From the first day the student virtually steps on to the campus they’re empowered to be successful.
Every day our faculty talk with students and help them think about how they can accomplish what they need to accomplish in order to be successful at school. They want to make sure that the students are comfortable in their environment and students will tell you that they can get a hold of anybody just about any time.
All of the faculty members have instant messaging and email capabilities and they have office hours where you can contact them or you can email them and they’ll always get back to you.
I have well over 300 students on my messenger list so there’s still a lot of that personalization and we try to get in there and really help the students succeed.
The support I got from my teachers and advisors was tremendous. They were caring and they seemed like they were really interested in what was going on.
We’re very serious about our work so that our students are learning and growing and when they graduate they’re prepared for what they’re doing. In the classroom we’re relaxed and we talk to each other.
I was very surprised; I actually met a lot of wonderful people online and I’ve made lifelong friends with them.
We have a seminar every week online where you meet with the instructor and all the students; it’s like a chat room. It involves an audio feature so they can hear the instructor speak. It allows for much more interactive questioning and dialogue so the student gets much more out of the seminar experience. We want to connect talent to success, to career and job success.
Now, with my education, I’ll be able to make better money which means better opportunities for my kids, my family and a better quality of life. The quality of education that I received at Kaplan University was superb. It was far beyond anything I could have imagined.
One of my former students has al
Carol Platt was caught in the middle of the economic downturn with no backup plan. Searching for a stable job in an unstable economy proved to be difficult without a college degree. Her work history and past successes were overlooked. It had always been a dream of hers to complete her degree; after a failed first attempt, she was unsure of her ability to follow through. She began researching online education options and felt that Kaplan University stood out; she decided to complete her college degree online. Carol enrolled in Kaplan University’s School of Business and Management and earned her bachelor’s degree online, focusing on business with an emphasis in human resources.
The adult continuing education program at Kaplan University is designed for working professionals who seek to further their career or, like Carol, want to earn their university degree online.* Students can complete assignments on a schedule that fits their lives. It’s this type of flexibility that helps prepare Kaplan University online students for success. Even if you already have an established career, it’s never too late to consider online business school to further your knowledge and update your skills. Increase your marketability with one of Kaplan University’s online bachelor degree programs without taking time off of work to attend class.
* Kaplan University's programs are designed to prepare graduates to pursue employment in their field of study, or in related fields. However, the University does not guarantee that graduates will be placed in any particular job, eligible for job advancement opportunities, or employed at all. Additional training or certification may be required.
“I grew up in Graham, North Carolina. My parents both worked for the textile mills, both had fourth grade educations and my mom always wanted me to get an education. When I graduated from high school it was my dream to go to college. I failed the first class of my life which was my chemistry class. I was just overwhelmed so I left after about a year and half, got a job and kept trying to go back to school. For me it was personally devastating. It really bothered me. I felt like I was failing. I had one shot and I blew it.
When Jenna left for boarding school I couldn’t even open the door and go in the room and I was almost 52. All of that coincided with the downturn of the market. I had almost $6 million dollars in contracts waiting to close and they all fell through—every single one of them. I thought, ‘now what? I don’t have a degree, there are no jobs.’ It doesn’t matter what I had done or how much success I had, the requirements are to have a degree. Not only that, I had to walk back in the door competing with people half my age and many of them had MBAs.
It was just a matter of figuring out how to do it—so that’s when I started to check into what were the institutions, what was the cost, how were they respected. Kaplan [University] had a degree in business with a specialty in human resources. As I started narrowing the options down, it made it into about the final three. I took those three finalists to my traditional education friends and I said, ‘I want to know what the most respected online degree would be if someone was coming into your office looking for a job.’
The IT Dean, the Computer Science Dean, felt like Kaplan [University] had the best online delivery program that was out there. The Academic Dean’s advice was that this is a respected degree that you’re not going to have people questioning whether you were competent when you came out. Everything that you take there will be accepted if you go on to a master’s [program] anywhere so that was a very good recommendation. When I sat down at graduation, 31 years later, and I’m looking up at the podium and it says, ‘Kaplan University: a Different School of Thought’ that was probably more me because I do think a little differently. I’m willing to work on things that innovate and I think that’s more of an opportunity for me and many students like me.~N
The Arthritis Foundation is joining a global effort on Oct. 12, World Arthritis Day, to increase awareness of the many forms of arthritis and to call on individuals and policymakers to take action to reduce the burden of arthritis around the world.
Arthritis affects several hundred million people worldwide. In the United States, it’s the nation’s leading cause of disability, affecting one in five adults (50 million). The disease exacts a hefty financial toll, costing the U.S. economy $128 billion annually. As the staggering prevalence of arthritis continues to rise, the Arthritis Foundation is calling on the nation and individuals to “Move to Improve” to reduce the severe health and economic effects of this disease.
To view Multimedia News Release, go to http://www.multivu.com/mnr/52066-ad-council-world-arthritis-day-move-to-improve-october-12
Marvell (NASDAQ: MRVL), a worldwide leader in integrated silicon solutions, and Weili Dai, the company’s co-founder, are honored to have joined U.S. Secretary of State Hillary Rodham Clinton, U.S. Ambassador-at-Large for the Global Women’s Issues Melanne Verveer and leaders from across the Asia-Pacific region at last week’s Asia-Pacific Economic Cooperation (APEC) Women and the Economy Summit (WES) and are proud to pledge their commitment to the resulting San Francisco Declaration.
To view Multimedia News Release, go to http://www.multivu.com/mnr/45495-marvell-co-founder-weili-dai-inspired-by-success-of-apec-wes
Today’s trucking industry is a key element of the immense distribution system that supports the U.S. economy and our citizens’ present standard of living. However, the continued rough economic climate has caused countless bankruptcies, massive layoffs, and reduced trucking volumes. As a result, trucking companies must look for new and creative ways to master two major business challenges that impact a fleet’s bottom line: ongoing expense control and government regulations compliance.
To view Multimedia News Release, go to http://multivu.prnewswire.com/mnr/frostsullivan/52192/
The American Le Mans Series reports it reduced its petroleum usage by nearly 50 percent in its most recent race.
Series president Scott Atherton delivered the message today to journalists and government officials in Washington at the National Press Club. “Ten days ago at Road America, renewable fuel use by our race cars reduced petroleum consumption by 48 percent compared to traditional all-petroleum racing fuel,” Atherton said. “According to the Department of Energy, if such a result was translated to the U.S. vehicle fleet, the nation could decrease imported oil dependency by half, saving $175 billion every year inside our economy.”
To view Multimedia News Release, go to http://www.multivu.com/mnr/51926-american-le-mans-series-tequila-patron-reducing-petroleum-usage
BabyCenter.com, the #1 pregnancy and parenting destination worldwide, today released its 2011 U.S. Cost of Raising a Child report, which reveals interesting insights into the mindset of today’s new and expectant parents, especially given the current state of the economy. Deciding to have a baby is a big decision for couples and waiting until the time is right is important, but if a couple is waiting until they think they can afford a baby, they may be waiting longer than expected.
To view Multimedia News Release, go to http://www.multivu.com/mnr/51430-babycenter-recession-generation-study
The pace of economic growth has slowed significantly since the start of 2011 and the slowdown is expected to continue into the start of 2012, according to a survey of CEOs of small-to-medium-sized businesses. The Vistage CEO Confidence Index was 92.9 in the Q2 2011 survey, substantially below the 105.2 posted in Q1, and erasing all the gains recorded since 93.7 was registered in Q1 2010. Though declines were present in every major survey component, the largest losses were in evaluations of the overall economy. Rather than expecting a renewed economic downturn, the majority of CEOs anticipated a stagnating economy: growth too slow to support robust gains in employment or investment, and resulting in lower revenue and profit levels than previously forecast. Half of all firms put planned investments on hold due to the slowdown in economic growth.
To view Multimedia News Release, go to http://multivu.prnewswire.com/mnr/vistage/51040/
As the economy regains momentum, it’s not a return to business as usual in the legal field. A just-released industry report from Robert Half Legal outlines how strategies developed during the downturn are now guiding the business and customer relationship management models for law firms and corporate legal departments.
The report, Best Practices for a New Era in the Legal Profession, is part of Robert Half Legal’s eleventh annual Future Law Office project, which also includes video interviews with leaders in the legal field, and is available at www.futurelawoffice.com.
To view Multimedia News Release, go to http://multivu.prnewswire.com/mnr/roberthalf/50677/
Six of 13 small cars recently evaluated by the Insurance Institute for Highway Safety earn the TOP SAFETY PICK award, and none earn a poor rating in any of 4 tests. This is a turnaround from a few years ago when small cars struggled to earn top safety ratings. The new tests include hybrids and gasoline-only models that are among the most fuel-efficient vehicles available in the U.S. market.
The ratings are based on performance in front, side, rollover, and rear impact evaluations. Cars that earn the top rating of good in each test and have available electronic stability control (ESC) qualify for TOP SAFETY PICK. Winners are the 2012 Ford Focus and Honda Civic, along with the 2011 Hyundai Elantra, Lexus CT 200h hybrid, Nissan Juke, and Toyota Prius hybrid. The Civic, CT 200h, Elantra, Focus, and Prius have at least one version with a government fuel economy rating of at least 40 miles per gallon on the highway. The Dodge Caliber, Honda CR-Z and Insight hybrids, Nissan Sentra and Versa, Scion xD, and Suzuki SX4 also were rated but didn’t earn TOP SAFETY PICK.
