An early crop of advanced crash avoidance technologies includes some clear success stories when it comes to preventing crashes, insurance claim analyses by the Highway Loss Data Institute (HLDI) show.
Forward collision avoidance systems, particularly those that can brake autonomously, along with adaptive headlights, which shift direction as the driver steers, show the biggest crash reductions. Lane departure warning appears to hurt, rather than help, though it’s not clear why, and other systems, such as blind spot detection and park assist, aren’t showing clear effects on crash patterns yet.
HLDI analysts looked at how each feature affected claim frequency under a variety of insurance coverages for damage and injuries. Clear patterns were seen in claims under property damage liability (PDL) insurance, which covers damage caused by the insured vehicle to another vehicle, and collision insurance, which covers damage to the insured vehicle. Frequency is measured as the number of claims relative to the number of insured vehicle years. An insured vehicle year is one vehicle insured for one year, two vehicles for six months, etc. The model years of the vehicles included ranged from 2000 to 2011, depending on when an automaker introduced a feature. Insurance data through August 2011 were used.
Upon leaving the military, many veterans—especially those who have been injured—anticipate their earned benefits to begin automatically. That is not the case. Veterans must apply for their benefits, and awards are not automatic. In fact, the Veterans Affairs (VA) claims-processing delays recently hit a 20-year high, with the average claim taking 262 days to be processed. Each day that veterans’ claims languish means another day that they do not receive the benefits they need in order to care for themselves and their families.
To view Multimedia News Release, go to http://www.multivu.com/mnr/59682-actor-gary-sinise-dav-veterans-benefits
Written by an L. A. County homicide detective and former atheist, Cold Case Christianity examines the claims of the New Testament using the skills and strategies of a hard-to-convince criminal investigator. Click here to purchase: http://dccook.co/buycoldcase
Christianity could be defined as a
German-born pop singer Fiona released the music video to her single "Up & Down" through her Youtube account last year, and the video has already garnered over 5000 views.
The simplistic video serves as a very appropriate accompaniment to Fiona's pop-synth sounds. Featuring Fiona with her lover spending time on the beach, the video tinges with a bright, energetic vibe. Fiona herself wears a headpiece and is radiant in her array of colorful dresses.
The single itself is a great mix of pop and Euro-dance. While Fiona claims clear influence from the euro-dance movement, her vocal abilities and musical style closely resembles that of mainstream American singers.
A Settlement has been reached in a lawsuit with the manufacturer of the weed-killer Imprelis®. The lawsuit claims that Imprelis® killed and damaged trees and other non-target vegetation.
Imprelis® was used by lawn care professionals on residential and commercial properties, as well as by golf courses, between August 31, 2010 and August 21, 2011. It was used in every state, except California and New York.
This Settlement will provide benefits to consumers and businesses with tree damage caused by Imprelis®.
To view Multimedia News Release, go to http://www.multivu.com/players/English/60753-imprelis-tree-damage-settlement
No other natural catastrophe impacts as many people as flooding, with an estimated 500 million people affected every year. Insured flood losses are also increasing significantly; 1970's annual claims were between USD 1–2 billion, whereas insured flood losses amounted to USD 15 billion in 2011. Recent flood events in Thailand, Australia and the Philippines have shown that floods are now rivalling earthquakes and hurricanes in terms of economic losses.
However, awareness of flood risks and their impact is still relatively low. Swiss Re's publication Flood – an underestimated risk aims to close this knowledge gap.
To view Multimedia News Release, go to http://multivu.prnewswire.com/mnr/prne/swissre/56573/
The cost of long term care continues rising at a rate outpacing inflation creating significant financial planning challenges for the nearly 12 million Americans currently in need of long term care services. According to the Genworth (NYSE: GNW) 2014 Cost of Care Survey released today, the cost of receiving in-home care continues to rise, though at a more moderate rate of growth. This is good news for consumers as almost three quarters of people needing long term care prefer receiving it in their homes, according to Genworth’s extensive claims data (Long term care claims Experience Data for Genworth Life Insurance Company and affiliates – December 1974-June 30, 2013).
To view the Multimedia News Release, go to http://www.multivu.com/mnr/70631511-genworth-2014-cost-of-care-survey-results
Asurion, the global leader in technology protection services, announced today that more phones are lost, stolen or damaged in July than any other month, followed closely by June and August. In fact, the Fourth of July is the second most dangerous holiday of the year for cell phones, with a nearly 50 percent spike in claims filed after the holiday. After months of cold weather and being cooped up indoors, Asurion is reminding consumers to protect their cell phones to avoid any summer bummers.
To view Multimedia News Release, go to http://www.multivu.com/mnr/62164-asurion-proves-summertime-dangerous-months-for-cell-phones
Vioxx Settlement
This is an important announcement for consumers about the prescription drug Vioxx. Vioxx was a drug commonly used to treat pain and inflammation in adults with arthritis.
A settlement was reached with the manufacturer of Vioxx and will provide refunds to anyone who paid for the medication. Consumers are eligible to get $50 or more. Personal injury claims related to this drug are not included in this settlement.
The deadline to file a claim is approaching – claims must be filed by May 6, 2014.
Details are available at http://www.VioxxSettlement.com or by calling 1-866-439-6932.
While browsing in a rare book store in Arkham, Sean finds an occult book with an ad seeking an apprentice sorcerer, from a newspaper dated March 21, 1895. Even more intriguing, the ad specifically requests applicants reply by email.
Sean’s always been interested in magic, particularly the Lovecraftian dark mythology. The advertiser, Reverend Redemption Orne, claims to be a master of the occult born more than 300 years ago. To prove his legitimacy, Orne gives Sean instructions to summon a harmless but useful familiar—but Sean’s ceremony takes a dark turn, and he instead accidentally beckons a bloodthirsty servant to the Cthulhu Mythos god Nyarlathotep. Now Sean must find and bind the servitor, before it grows too strong to contain. But strange things are already happening in the town of Arkham. Welcome to the darker side of New England in the first of a new series from Anne Pillsworth. Find out more at http://us.macmillan.com/books/9780765335890 YA/Fantasy
The Honda CR-V has won Motor Trend Sport/Utility of the Year for 2015.
The CR-V claims the title with a long list of vehicle enhancements for 2015, including its improved fuel economy and uncompromised driving dynamics, thanks to the inclusion of Honda’s Earth Dreams Technology™ powertrain, the launch of an all-new Touring trim, the debut of Honda Sensing™ assistive and driver safety technologies and the CR-V’s excellent value for money paradigm.
To view the Multimedia News Release, go http://www.multivu.com/players/English/7258851-honda-cr-v-named-2015-motor-trend-sport-utility-of-the-year/
Lightning may not seem as destructive as other natural disasters, yet a strike can cause serious damage to business equipment and electrical appliances, disrupt electrical service for long periods of time, and spark wildfires. In 2014, State Farm paid nearly $149 million dollars for insurance claims as a result of damage from lightning strikes.
June, July, and August are the times of year when lightning is most frequent. Even though lightning is weather-related and not a preventable event, there are ways to reduce your chance of damage from a power surge or fire. That is why State Farm has joined forces with the Insurance Institute for Business and Home Safety (IBHS) in recognition of Lightning Awareness Week, June 21-27.
To view the Multimedia News Release, go http://www.multivu.com/players/English/7452831-state-farm-weather-preparedness/
