Do you feel financially prepared for the future? If you’re not completely confident in your response, you’re not alone. In fact, a recent survey conducted by Research Now Group, Inc. and commissioned by Fifth Third Private Bank (NASDAQ: FITB) found that nearly half of those surveyed have serious concerns that they may outlive their money in retirement.
The Bank launched the survey to understand families’ financial planning pain points and gain insight into how the process could be simplified through its new platform, Life360.
“The study confirmed the anxiety that clients have shared with our advisors is reflective of similar concerns nationally,” said Phil McHugh, executive vice president and head of Wealth and Asset Management at Fifth Third. “Much of that anxiety stems from a lack of clearly articulated financial goals and alignment around achieving them. Our Life360 platform works to help simplify, focus and holistically address these critical aspects of the financial planning process.”
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In this new video from EisnerAmper, one of the nation’s leading providers of employee retirement plan audits, partner Kriste DeAngelo presents a basic outline for how Benefit Plan Administrators should take extra care to avoid late filing of Employee Retirement Plan contributions, or remittances. View EisnerAmper’s newest video at http://www.multivu.com/players/English/7461932-eisneramperemployee-benefits/ DeAngelo, who is the lead engagement partner for over 50 retirement plan clients, says there are three steps all plan professionals should take at the outset
Determine the earliest date that your company can reasonably segregate participant deferrals from the general assets of the company and remit into the Plan, and document the company’s remittance process. 2. Follow what has been documented. 3. Check the remittance data throughout the year – this is crucial. According to DeAngelo, “Anything outside of the expected time frame could be considered a late remittance by the DOL and should be voluntarily corrected.” DeAngelo goes on to say that many benefit managers stumble on the perception that, according to the DOL, retirement plan remittances must be made “no later than the 15th business day of the following month.”
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Being a professional financial planner requires more than just being good with numbers. Today’s advisors must develop skills that can help them build personal ties with clients, understand their needs and create a strategy to help families pursue their goals.
Eager to produce “job ready” graduates, many universities and colleges are teaching the real world skills young advisors need in the workplace. And to help more schools take their programs to the next level, TD Ameritrade Institutional1 has awarded its third annual Next Gen Financial Planning Grants: a $50,000 grant to the University of North Texas in Denton, Texas, to expand an existing financial planning degree program, and $25,000 to Temple University in Philadelphia to foster development of a new program.
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Companies in every part of the nation sponsor tax-qualified benefit plans to attract and retain high quality employees. The plans are designed to offer employees tax relief as they build up their retirement through 401k plans or to buy medical and dental type benefits. However, according to EisnerAmper's Pension Services Group, tax relief that benefits both the employer and the plan participants is at risk of being lost if plan sponsors fail to follow basic qualification requirements by maintaining effective internal control structures over their plans.
To view the Multimedia News Release, go to http://www.multivu.com/players/English/7461932-eisneramper-employee-benefits/
Royal Caribbean International – the cruise line known for pushing the limits of what’s possible at sea with industry-leading ship design, amenities, programming and activities – has teamed up with athlete and adventurer Dhani Jones to create a game plan for active cruising onboard its newest ship, Quantum of the Seas, when she launches from the New York area in November 2014. As Quantum Experience Advisor for Sports and Fitness, Jones is the latest celebrity expert to suit up for the cruise line’s Quantum Experience Advisors program, whose roster also includes interior designer and HGTV-star Genevieve Gorder. Royal Caribbean is documenting the creative process with both Jones and Gorder and fans can tune in to RoyalCaribbean.com/QuantumoftheSeas to follow their progress.
To view Multimedia News Release, go to http://www.multivu.com/mnr/55596-royal-caribbean-international-dhani-jones-former-nfl-quantum-of-the-seas
Royal Caribbean International, the cruise line known for its innovative, industry-leading ship design, amenities, programming and activities is once again taking steps to ensure that its newest class of ships, the Quantum-class, debuts with the hottest, most exciting lineup of offerings at sea. The cruise line today announced the introduction of the Quantum Experience Advisors program featuring a group of celebrity experts in fields such as design, sports & fitness, entertainment and others who will work hand-in-hand with Royal Caribbean’s internal teams to provide their expertise to help shape interior design, key amenities and activities on the Quantum-class. Quantum of the Seas and Anthem of the Seas are set to debut in November 2014 and April 2015 respectively.
To view Multimedia News Release, go to http://www.multivu.com/mnr/55595-royal-caribbean-international-hgtv-star-genevieve-gorder-quantum-class
Seventy-five (75) percent of people with dementia and 64 percent of caregivers believe there are negative associations for those diagnosed with dementia in their countries, according to survey fielded by Alzheimer’s Disease International and published today in the World Alzheimer Report 2012: Overcoming the Stigma of Dementia. The report was released on Alzheimer’s Action Day as part of World Alzheimer’s Month activities engaging people in the cause and raising awareness about the disease.
In response, Alzheimer’s Association® Early-Stage Advisors, men and women from across the U.S. living with the disease, and their caregivers developed tips on how to cope with the stigma surrounding Alzheimer’s based on their personal experiences.
To view Multimedia News Release, go to http://www.multivu.com/mnr/57800-world-alzheimer-report-2012-overcoming-negative-stigma-dementia
A degree in nursing from Kaplan University addresses the challenges and scenarios real nurses work through on a daily basis. Kaplan University’s Master of Science in Nursing (MSN program) is based on relevant material to help ensure our students are prepared for their careers. Our online nursing degrees are based on flexible coursework; students enrolled in the Kaplan University School of Nursing program are already nurses and there is no easier way to cater to the ever-changing schedule of a nurse than attending university online.
We offer our students the courses to help develop their career through program offerings such as an RN-to-MSN option and nurse practitioner certificates.* Nurses don’t just work in hospitals. At Kaplan University, we understand the different capacities in which nurses work and have developed our nursing school online to accommodate all capacities of nursing.
We see our nurses follow through with their training in programs that help students progress from their RN to an MSN program online. After years of hard work, our nurses look back at their time spent with Kaplan University and know it was a key element in getting them where they wanted to be.
* At this time, the nurse practitioner certificates are available only in the following states: California, Connecticut, Delaware, Florida, Iowa, Michigan, Mississippi, Montana, Oklahoma, Rhode Island, South Carolina, South Dakota, and Vermont.
“It’s important to Kaplan [University] to make sure that the students have the skill set and the abilities to function well in the world of nursing. We want our graduates to be considered the employees of choice so if they’re in a position or applying for a position, when the employer looks, ‘Oh you graduated from Kaplan [University].’ They know there is a certain currency and a certain relevance to the information and the knowledge they’ve gained. All of our online students are already nurses so they’re out there working in a variety of fields all over the country. We ask our nurses, we ask our students that are in our bachelor’s and our master’s program, what do they think? What’s important to them?
We try to think outside the box. Not all nurses work in the hospital. Nurses in the community, nurses in informatics, nurses in education—because when you find something that you’re passionate about, that’s when you’ve learned.
Their method of teaching was phenomenal. It was so phenomenal that when I went to take the boards I knew I passed the board. Why? Kaplan [University] taught me how.
What makes the Kaplan [University] School of Nursing so unique is the ability to offer the beginning nurse Vocational Nursing diplomas, Practical Nursing diplomas, and then to be able to be with them all throughout their career as they advance and progress with additional diplomas, certificate and degree programs to meet every need.
We give them opportunities to build their own professional portfolio throughout the nursing program we encourage the students to hold on to the things that they did well and to refine their skills. All of that are things that are absolutely embedded in the curriculum because we’re all about students’ success. Our students are challenged; they are working adults, they have families, and they have responsibilities, perhaps for children or older relatives. The personal touch is when the students know that the faculty care about them, that the advisors care about them and that people follow up.
I initially went with Kaplan [University] because I had a lot of returned calls from them and a lot of encouragement. Being that it was an online school I was nervous about, “What if I need help?” “What if I have a question?” All of the instructors that I had said call me if you have a question, email me if you have a question; I really needed that extra little push to get me started.
Our students feel like they really develop a personal relationship with the faculty. We see that when they graduate they’re always interested, if they
An information technology degree from Kaplan University could be the first step towards a potential information technology career.* Earning an IT degree online can seem like a daunting task, but Kaplan University faculty and staff are available to students through email, instant messaging, and phone calls as well as weekly online seminars.
Kaplan University students who have completed their online information technology degrees have gone on to work at major corporations including Microsoft and Ticketmaster. The IT degree program offered by Kaplan University presents students with real-world scenarios and offers the support to learn in an interactive environment. Constant communication and extensive resources positions Kaplan University among the top online universities.
Completing a university degree online allows the student to continue working full time while being able to take classes that fit into their busy schedules. Even in a difficult economy, a degree from Kaplan University is an investment in your future. Technological advances are not slowing down and those who can manage information technology and all that an IT degree encompasses could have a relevant career ahead of them.
* Kaplan University's programs are designed to prepare graduates to pursue employment in their field of study, or in related fields. However, the University does not guarantee that graduates will be placed in any particular job, eligible for job advancement opportunities, or employed at all. Additional training or certification may be required.
“The Information Systems and Technology programs at Kaplan [University] are very real-world and very relevant. Kaplan [University] teaches its students skills that are really necessary in today’s work place. One of the things we do for an incoming student at Kaplan [University] is we provide them very early on with some diagnostic testing that helps them identify not only their academic strengths and opportunities for learning, but also helps them identify their areas of interest and their strengths outside of the academic setting. From the first day the student virtually steps on to the campus they’re empowered to be successful.
Every day our faculty talk with students and help them think about how they can accomplish what they need to accomplish in order to be successful at school. They want to make sure that the students are comfortable in their environment and students will tell you that they can get a hold of anybody just about any time.
All of the faculty members have instant messaging and email capabilities and they have office hours where you can contact them or you can email them and they’ll always get back to you.
I have well over 300 students on my messenger list so there’s still a lot of that personalization and we try to get in there and really help the students succeed.
The support I got from my teachers and advisors was tremendous. They were caring and they seemed like they were really interested in what was going on.
We’re very serious about our work so that our students are learning and growing and when they graduate they’re prepared for what they’re doing. In the classroom we’re relaxed and we talk to each other.
I was very surprised; I actually met a lot of wonderful people online and I’ve made lifelong friends with them.
We have a seminar every week online where you meet with the instructor and all the students; it’s like a chat room. It involves an audio feature so they can hear the instructor speak. It allows for much more interactive questioning and dialogue so the student gets much more out of the seminar experience. We want to connect talent to success, to career and job success.
Now, with my education, I’ll be able to make better money which means better opportunities for my kids, my family and a better quality of life. The quality of education that I received at Kaplan University was superb. It was far beyond anything I could have imagined.
One of my former students has al
John Hancock Financial Network (JHFN) today launched a new defined contribution consulting program to help JHFN financial advisors of all experience levels expand their retirement plan business and provide the best service to their clients. Elements of the program include training, practice management consulting, a dedicated retirement sales support team and in-depth expert resources for those interested in becoming plan fiduciaries.
To view Multimedia News Release, go to http://multivu.prnewswire.com/mnr/johnhancockfinancialnetwork/49220/
John Hancock Financial Network (JHFN) is enhancing its Build4Success platform by offering a practice management component with valuation, business assessment, and coaching services for its top 250 financial representatives. This new enhancement focuses on helping more top financial professionals and advisors within JHFN’s national network understand the value and growth potential of their financial services practices as well as opportunities to enhance their relationships with valued clients.
To view Multimedia News Release, go to http://multivu.prnewswire.com/mnr/johnhancockfinancialnetwork/49219/